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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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C-B-W SCHOOLS FEDERAL C U
Mortgage Loans and Application Details
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| Mortgage Company Name |
C-B-W SCHOOLS FEDERAL C U |
| Address | PO BOX 400
SIDMAN, PA 15955-0400 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 89 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,574,000 |
| Average Mortgage Loan Amount Applied For | $17,000 |
| Highest Mortgage Loan Amount Applied For | $173,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $141,000 |
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| Home Improvement |
116 | $977,000 |
$8,000 | $110,000 |
$61,000 | $192,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
35 | $1,826,000 |
$52,000 | $173,000 |
$77,000 | $255,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
151 | $2,803,000 |
$18,000 | $173,000 |
$65,000 | $255,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
151 | $2,803,000 |
$18,000 | $173,000 |
$65,000 | $255,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $383,000 |
$25,000 | $110,000 |
$50,000 | $99,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
136 | $2,420,000 |
$17,000 | $173,000 |
$67,000 | $255,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $15,000 |
$15,000 | $15,000 |
$27,000 | $27,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $153,000 |
$17,000 | $32,000 |
$40,000 | $66,000 |
| Debt-To-Income Ratio |
4 | $125,000 |
$31,000 | $110,000 |
$75,000 | $99,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $90,000 |
$90,000 | $90,000 |
$59,000 | $59,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for C-B-W SCHOOLS FEDERAL C U by:
Metropolitan Area And
County
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