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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CALIFORNIA COMMERCE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CALIFORNIA COMMERCE BANK |
| Address | One Court Square, 45th Floor, Zone 15 Long Island City, NY 11120 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 627 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $109,581,000 |
| Average Mortgage Loan Amount Applied For | $174,000 |
| Highest Mortgage Loan Amount Applied For | $382,000 |
| Average Applicant Income | $26,000 |
| Highest Applicant Income | $518,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
116 | $23,866,000 |
$205,000 | $354,000 |
$63,000 | $355,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
511 | $85,715,000 |
$167,000 | $382,000 |
$8,000 | $518,000 |
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| American Indian or Alaskan Native |
7 | $1,014,000 |
$144,000 | $175,000 |
$13,000 | $55,000 |
| Asian or Pacific Islander |
13 | $2,438,000 |
$187,000 | $266,000 |
$23,000 | $106,000 |
| Black |
83 | $13,721,000 |
$165,000 | $326,000 |
$30,000 | $132,000 |
| Hispanic |
302 | $53,650,000 |
$177,000 | $354,000 |
$26,000 | $518,000 |
| Information not provided by applicant in mail or telephone application |
117 | $21,023,000 |
$179,000 | $382,000 |
$28,000 | $150,000 |
| Not applicable |
3 | $444,000 |
$148,000 | $186,000 |
$0 | $0 |
| Other |
2 | $358,000 |
$179,000 | $188,000 |
$0 | $0 |
| White |
100 | $16,933,000 |
$169,000 | $279,000 |
$46,000 | $173,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FHA-insured (Federal Housing Administration) |
567 | $99,689,000 |
$175,000 | $382,000 |
$33,000 | $518,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
60 | $9,892,000 |
$164,000 | $247,000 |
$12,000 | $129,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
627 | $109,581,000 |
$174,000 | $382,000 |
$26,000 | $518,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CALIFORNIA COMMERCE BANK by:
Metropolitan Area And
County
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