|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CAMBRIA COUNTY FEDERAL S&L
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CAMBRIA COUNTY FEDERAL S&L |
| Address | 700 SECOND STREET
CRESSON, PA 16630 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 67 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,737,000 |
| Average Mortgage Loan Amount Applied For | $97,750 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $60,375 |
| Highest Applicant Income | $207,000 |
|
|
|
| Home Improvement |
29 | $719,000 |
$24,000 | $220,000 |
$53,000 | $130,000 |
| Home Purchase |
25 | $2,753,000 |
$110,000 | $300,000 |
$70,000 | $207,000 |
| Refinancing |
13 | $1,265,000 |
$97,000 | $188,000 |
$66,000 | $135,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
67 | $4,737,000 |
$70,000 | $300,000 |
$62,000 | $207,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
66 | $4,717,000 |
$71,000 | $300,000 |
$61,000 | $207,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $20,000 |
$20,000 | $20,000 |
$130,000 | $130,000 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $302,000 |
$100,000 | $189,000 |
$43,000 | $74,000 |
| Application Withdrawn By Applicant |
7 | $346,000 |
$49,000 | $204,000 |
$66,000 | $168,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
57 | $4,089,000 |
$71,000 | $300,000 |
$62,000 | $207,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $189,000 |
$189,000 | $189,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $113,000 |
$56,000 | $88,000 |
$65,000 | $74,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CAMBRIA COUNTY FEDERAL S&L by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
