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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAMBRIDGE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAMBRIDGE BANK |
| Address | 1100 S. RAND ROAD
LAKE ZURICH, IL 60047 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 49 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,331,000 |
| Average Mortgage Loan Amount Applied For | $407,833 |
| Highest Mortgage Loan Amount Applied For | $3,167,000 |
| Average Applicant Income | $256,666 |
| Highest Applicant Income | $569,000 |
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| Home Improvement |
5 | $188,000 |
$37,000 | $90,000 |
$89,000 | $175,000 |
| Home Purchase |
14 | $6,067,000 |
$433,000 | $878,000 |
$144,000 | $550,000 |
| Refinancing |
30 | $13,076,000 |
$435,000 | $3,167,000 |
$114,000 | $569,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $815,000 |
$407,000 | $800,000 |
$189,000 | $319,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $120,000 |
$120,000 | $120,000 |
$64,000 | $64,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $9,422,000 |
$1,570,000 | $3,167,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
40 | $8,974,000 |
$224,000 | $952,000 |
$136,000 | $569,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
49 | $19,331,000 |
$394,000 | $3,167,000 |
$120,000 | $569,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $2,185,000 |
$364,000 | $878,000 |
$142,000 | $383,000 |
| Application Denied By Financial Institution |
2 | $848,000 |
$424,000 | $625,000 |
$24,000 | $49,000 |
| Application Withdrawn By Applicant |
1 | $125,000 |
$125,000 | $125,000 |
$106,000 | $106,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
40 | $16,173,000 |
$404,000 | $3,167,000 |
$122,000 | $569,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAMBRIDGE BANK by:
Metropolitan Area And
County
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