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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAMBRIDGE STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAMBRIDGE STATE BANK |
| Address | 221 W MAIN STREET
CAMBRIDGE, WI 53523 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 151 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,241,000 |
| Average Mortgage Loan Amount Applied For | $160,700 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $248,900 |
| Highest Applicant Income | $1,738,000 |
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| Home Improvement |
32 | $1,990,000 |
$62,000 | $306,000 |
$72,000 | $275,000 |
| Home Purchase |
29 | $4,384,000 |
$151,000 | $402,000 |
$128,000 | $1,738,000 |
| Refinancing |
90 | $9,867,000 |
$109,000 | $500,000 |
$76,000 | $707,000 |
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| American Indian or Alaskan Native |
2 | $445,000 |
$222,000 | $240,000 |
$49,000 | $51,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $422,000 |
$105,000 | $232,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
145 | $15,374,000 |
$106,000 | $500,000 |
$88,000 | $1,738,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
150 | $16,231,000 |
$108,000 | $500,000 |
$86,000 | $1,738,000 |
| FHA-insured (Federal Housing Administration) |
1 | $10,000 |
$10,000 | $10,000 |
$45,000 | $45,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $303,000 |
$101,000 | $160,000 |
$37,000 | $58,000 |
| Application Withdrawn By Applicant |
4 | $543,000 |
$135,000 | $192,000 |
$64,000 | $75,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
144 | $15,395,000 |
$106,000 | $500,000 |
$87,000 | $1,738,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $83,000 |
$83,000 | $83,000 |
$30,000 | $30,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $220,000 |
$110,000 | $160,000 |
$41,000 | $58,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAMBRIDGE STATE BANK by:
Metropolitan Area And
County
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