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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAMERON STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAMERON STATE BANK |
| Address | 2911 RYAN STREET
LAKE CHARLES, LA 70601-8510 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 590 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $36,148,000 |
| Average Mortgage Loan Amount Applied For | $45,200 |
| Highest Mortgage Loan Amount Applied For | $1,064,000 |
| Average Applicant Income | $51,400 |
| Highest Applicant Income | $600,000 |
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| Home Improvement |
193 | $2,485,000 |
$12,000 | $185,000 |
$50,000 | $600,000 |
| Home Purchase |
249 | $23,160,000 |
$93,000 | $693,000 |
$66,000 | $516,000 |
| Refinancing |
148 | $10,503,000 |
$70,000 | $1,064,000 |
$68,000 | $471,000 |
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| American Indian or Alaskan Native |
1 | $5,000 |
$5,000 | $5,000 |
$89,000 | $89,000 |
| Asian |
2 | $236,000 |
$118,000 | $124,000 |
$71,000 | $107,000 |
| Black or African American |
39 | $1,449,000 |
$37,000 | $230,000 |
$45,000 | $102,000 |
| Hispanic |
6 | $311,000 |
$51,000 | $209,000 |
$45,000 | $66,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $2,134,000 |
$142,000 | $1,064,000 |
$0 | $0 |
| Not Provided |
1 | $30,000 |
$30,000 | $30,000 |
$19,000 | $19,000 |
| White |
526 | $31,983,000 |
$60,000 | $693,000 |
$64,000 | $600,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
590 | $36,148,000 |
$61,000 | $1,064,000 |
$61,000 | $600,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $460,000 |
$57,000 | $190,000 |
$49,000 | $81,000 |
| Application Denied By Financial Institution |
75 | $6,146,000 |
$81,000 | $693,000 |
$53,000 | $401,000 |
| Application Withdrawn By Applicant |
69 | $4,425,000 |
$64,000 | $360,000 |
$46,000 | $157,000 |
| File Closed For Incompleteness |
9 | $1,420,000 |
$157,000 | $256,000 |
$64,000 | $120,000 |
| Loan Originated |
429 | $23,697,000 |
$55,000 | $1,064,000 |
$65,000 | $600,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAMERON STATE BANK by:
Metropolitan Area And
County
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