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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAMINO FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAMINO FEDERAL CREDIT UNION |
| Address | 520 N TAYLOR AVE MONTEBELLO, CA 90640 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 48 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,116,000 |
| Average Mortgage Loan Amount Applied For | $81,750 |
| Highest Mortgage Loan Amount Applied For | $355,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $195,000 |
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| Home Improvement |
34 | $2,361,000 |
$69,000 | $200,000 |
$78,000 | $195,000 |
| Home Purchase |
2 | $390,000 |
$195,000 | $355,000 |
$64,000 | $89,000 |
| Refinancing |
12 | $1,365,000 |
$113,000 | $349,000 |
$69,000 | $140,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
36 | $2,835,000 |
$78,000 | $349,000 |
$75,000 | $195,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
12 | $1,281,000 |
$106,000 | $355,000 |
$76,000 | $181,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
48 | $4,116,000 |
$85,000 | $355,000 |
$75,000 | $195,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $160,000 |
$80,000 | $100,000 |
$50,000 | $85,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
46 | $3,956,000 |
$86,000 | $355,000 |
$76,000 | $195,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $60,000 |
$60,000 | $60,000 |
$85,000 | $85,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $100,000 |
$100,000 | $100,000 |
$16,000 | $16,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAMINO FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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