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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAMPUS FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAMPUS FEDERAL CREDIT UNION |
| Address | P O BOX 98036
BATON ROUGE, LA 70898 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 362 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,644,000 |
| Average Mortgage Loan Amount Applied For | $53,000 |
| Highest Mortgage Loan Amount Applied For | $629,000 |
| Average Applicant Income | $64,531 |
| Highest Applicant Income | $336,000 |
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| Home Improvement |
181 | $3,512,000 |
$19,000 | $223,000 |
$74,000 | $336,000 |
| Home Purchase |
104 | $13,255,000 |
$127,000 | $629,000 |
$95,000 | $271,000 |
| Refinancing |
84 | $7,576,000 |
$90,000 | $302,000 |
$78,000 | $234,000 |
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| American Indian or Alaskan Native |
3 | $904,000 |
$301,000 | $629,000 |
$112,000 | $195,000 |
| Asian |
14 | $1,562,000 |
$111,000 | $254,000 |
$101,000 | $271,000 |
| Black or African American |
89 | $3,146,000 |
$35,000 | $235,000 |
$61,000 | $232,000 |
| Hispanic |
8 | $487,000 |
$60,000 | $283,000 |
$75,000 | $137,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $443,000 |
$110,000 | $225,000 |
$82,000 | $135,000 |
| White |
251 | $17,801,000 |
$70,000 | $333,000 |
$86,000 | $336,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
369 | $24,343,000 |
$65,000 | $629,000 |
$81,000 | $336,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
42 | $2,499,000 |
$59,000 | $225,000 |
$56,000 | $232,000 |
| Application Withdrawn By Applicant |
7 | $1,035,000 |
$147,000 | $230,000 |
$78,000 | $236,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
316 | $20,390,000 |
$64,000 | $629,000 |
$85,000 | $336,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
4 | $419,000 |
$104,000 | $115,000 |
$31,000 | $50,000 |
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| Collateral |
1 | $50,000 |
$50,000 | $50,000 |
$86,000 | $86,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
35 | $2,357,000 |
$67,000 | $225,000 |
$51,000 | $135,000 |
| Debt-To-Income Ratio |
8 | $396,000 |
$49,000 | $135,000 |
$66,000 | $232,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $20,000 |
$20,000 | $20,000 |
$75,000 | $75,000 |
| Unverifiable Information |
1 | $95,000 |
$95,000 | $95,000 |
$25,000 | $25,000 |
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Mortgage Loan App Totals for CAMPUS FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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