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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAMPUS USA CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAMPUS USA CREDIT UNION |
| Address | 2511 NW 41S STREET
GAINESVILLE, FL 32606 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,165 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $112,831,000 |
| Average Mortgage Loan Amount Applied For | $140,638 |
| Highest Mortgage Loan Amount Applied For | $1,120,000 |
| Average Applicant Income | $102,021 |
| Highest Applicant Income | $918,000 |
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| Home Improvement |
234 | $8,987,000 |
$38,000 | $243,000 |
$78,000 | $298,000 |
| Home Purchase |
299 | $52,282,000 |
$174,000 | $1,120,000 |
$92,000 | $918,000 |
| Refinancing |
707 | $58,537,000 |
$82,000 | $528,000 |
$75,000 | $527,000 |
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| American Indian or Alaskan Native |
1 | $171,000 |
$171,000 | $171,000 |
$72,000 | $72,000 |
| Asian |
24 | $2,423,000 |
$100,000 | $367,000 |
$84,000 | $201,000 |
| Black or African American |
67 | $5,226,000 |
$78,000 | $323,000 |
$60,000 | $192,000 |
| Hispanic |
49 | $6,122,000 |
$124,000 | $505,000 |
$78,000 | $248,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
267 | $22,768,000 |
$85,000 | $1,120,000 |
$77,000 | $833,000 |
| White |
832 | $83,096,000 |
$99,000 | $638,000 |
$82,000 | $918,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,215 | $118,722,000 |
$97,000 | $1,120,000 |
$80,000 | $918,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
25 | $1,084,000 |
$43,000 | $110,000 |
$62,000 | $144,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
171 | $11,471,000 |
$67,000 | $638,000 |
$56,000 | $383,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,069 | $108,335,000 |
$101,000 | $1,120,000 |
$84,000 | $918,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $189,000 |
$189,000 | $189,000 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $564,000 |
$282,000 | $294,000 |
$91,000 | $126,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $225,000 |
$225,000 | $225,000 |
$7,000 | $7,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $67,000 |
$67,000 | $67,000 |
$52,000 | $52,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAMPUS USA CREDIT UNION by:
Metropolitan Area And
County
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