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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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CANADIAN STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CANADIAN STATE BANK |
| Address | P.O. BOX 851520
YUKON, OK 73085 |
| Agency | Federal Reserve System (FRS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 81 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,906,000 |
| Average Mortgage Loan Amount Applied For | $111,100 |
| Highest Mortgage Loan Amount Applied For | $4,000,000 |
| Average Applicant Income | $100,100 |
| Highest Applicant Income | $1,502,000 |
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| Home Improvement |
33 | $756,000 |
$22,000 | $300,000 |
$63,000 | $193,000 |
| Home Purchase |
28 | $8,235,000 |
$294,000 | $4,000,000 |
$127,000 | $1,502,000 |
| Refinancing |
20 | $4,915,000 |
$245,000 | $3,200,000 |
$111,000 | $624,000 |
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| American Indian or Alaskan Native |
1 | $2,000 |
$2,000 | $2,000 |
$36,000 | $36,000 |
| Asian |
1 | $11,000 |
$11,000 | $11,000 |
$104,000 | $104,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
6 | $105,000 |
$17,000 | $64,000 |
$30,000 | $70,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $11,247,000 |
$702,000 | $4,000,000 |
$0 | $0 |
| Not Provided |
2 | $74,000 |
$37,000 | $70,000 |
$38,000 | $45,000 |
| White |
55 | $2,467,000 |
$44,000 | $264,000 |
$136,000 | $1,502,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
81 | $13,906,000 |
$171,000 | $4,000,000 |
$97,000 | $1,502,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
16 | $4,484,000 |
$280,000 | $4,000,000 |
$30,000 | $67,000 |
| Application Withdrawn By Applicant |
4 | $337,000 |
$84,000 | $157,000 |
$58,000 | $78,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
61 | $9,085,000 |
$148,000 | $3,200,000 |
$117,000 | $1,502,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $296,000 |
$148,000 | $232,000 |
$8,000 | $17,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $148,000 |
$13,000 | $50,000 |
$37,000 | $67,000 |
| Debt-To-Income Ratio |
1 | $2,000 |
$2,000 | $2,000 |
$36,000 | $36,000 |
| Employment History |
1 | $38,000 |
$38,000 | $38,000 |
$30,000 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $4,000,000 |
$4,000,000 | $4,000,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CANADIAN STATE BANK by:
Metropolitan Area And
County
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