|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CANYON STATE CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CANYON STATE CREDIT UNION |
| Address | 3440 W DEER VALLEY ROAD
PHOENIX, AZ 85027 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 336 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,483,000 |
| Average Mortgage Loan Amount Applied For | $42,076 |
| Highest Mortgage Loan Amount Applied For | $321,000 |
| Average Applicant Income | $62,538 |
| Highest Applicant Income | $226,000 |
|
|
|
| Home Improvement |
202 | $7,871,000 |
$38,000 | $249,000 |
$67,000 | $226,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
134 | $11,612,000 |
$86,000 | $321,000 |
$66,000 | $201,000 |
|
|
| American Indian or Alaskan Native |
6 | $396,000 |
$66,000 | $170,000 |
$66,000 | $124,000 |
| Asian |
3 | $397,000 |
$132,000 | $321,000 |
$104,000 | $169,000 |
| Black or African American |
24 | $1,120,000 |
$46,000 | $155,000 |
$71,000 | $226,000 |
| Hispanic |
108 | $6,379,000 |
$59,000 | $300,000 |
$59,000 | $130,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $6,000 |
$6,000 | $6,000 |
$68,000 | $68,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
13 | $487,000 |
$37,000 | $180,000 |
$44,000 | $85,000 |
| White |
181 | $10,698,000 |
$59,000 | $304,000 |
$71,000 | $201,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
336 | $19,483,000 |
$57,000 | $321,000 |
$66,000 | $226,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
55 | $2,873,000 |
$52,000 | $203,000 |
$45,000 | $97,000 |
| Application Withdrawn By Applicant |
45 | $3,235,000 |
$71,000 | $321,000 |
$71,000 | $226,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
236 | $13,375,000 |
$56,000 | $304,000 |
$71,000 | $201,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $22,000 |
$22,000 | $22,000 |
$28,000 | $28,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
27 | $1,481,000 |
$54,000 | $203,000 |
$56,000 | $97,000 |
| Debt-To-Income Ratio |
19 | $1,053,000 |
$55,000 | $125,000 |
$40,000 | $84,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $180,000 |
$36,000 | $91,000 |
$24,000 | $42,000 |
| Unverifiable Information |
2 | $135,000 |
$67,000 | $125,000 |
$20,000 | $35,000 |
|
Mortgage Loan App Totals for CANYON STATE CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
