|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CAPITAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CAPITAL BANK |
| Address | 625 BATTLEFIELD PARKWAY, P. O. BOX 2146
FT. OGLETHORPE, GA 30742 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 129 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,427,000 |
| Average Mortgage Loan Amount Applied For | $148,444 |
| Highest Mortgage Loan Amount Applied For | $606,000 |
| Average Applicant Income | $94,666 |
| Highest Applicant Income | $570,000 |
|
|
|
| Home Improvement |
36 | $1,076,000 |
$29,000 | $280,000 |
$58,000 | $570,000 |
| Home Purchase |
54 | $6,175,000 |
$114,000 | $606,000 |
$67,000 | $420,000 |
| Refinancing |
39 | $5,176,000 |
$132,000 | $341,000 |
$58,000 | $223,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $283,000 |
$141,000 | $280,000 |
$46,000 | $56,000 |
| Black or African American |
2 | $81,000 |
$40,000 | $80,000 |
$17,000 | $22,000 |
| Hispanic |
1 | $1,000 |
$1,000 | $1,000 |
$27,000 | $27,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $1,704,000 |
$121,000 | $341,000 |
$27,000 | $390,000 |
| Not Provided |
1 | $3,000 |
$3,000 | $3,000 |
$16,000 | $16,000 |
| White |
109 | $10,355,000 |
$95,000 | $606,000 |
$68,000 | $570,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
129 | $12,427,000 |
$96,000 | $606,000 |
$62,000 | $570,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $438,000 |
$29,000 | $90,000 |
$38,000 | $120,000 |
| Application Withdrawn By Applicant |
22 | $3,299,000 |
$149,000 | $580,000 |
$93,000 | $420,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
92 | $8,690,000 |
$94,000 | $606,000 |
$58,000 | $570,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $51,000 |
$51,000 | $51,000 |
$38,000 | $38,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $268,000 |
$24,000 | $90,000 |
$34,000 | $120,000 |
| Debt-To-Income Ratio |
1 | $1,000 |
$1,000 | $1,000 |
$27,000 | $27,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $118,000 |
$59,000 | $68,000 |
$62,000 | $72,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CAPITAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
