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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITAL CENTER LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITAL CENTER LLC |
| Address | 4510 COX ROAD, SUITE 302
GLEN ALLEN, VA 23060 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,006 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $198,850,000 |
| Average Mortgage Loan Amount Applied For | $205,645 |
| Highest Mortgage Loan Amount Applied For | $1,870,000 |
| Average Applicant Income | $102,854 |
| Highest Applicant Income | $816,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
584 | $118,028,000 |
$202,000 | $833,000 |
$93,000 | $816,000 |
| Refinancing |
534 | $106,619,000 |
$199,000 | $1,870,000 |
$85,000 | $696,000 |
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| American Indian or Alaskan Native |
5 | $763,000 |
$152,000 | $247,000 |
$65,000 | $114,000 |
| Asian |
54 | $11,876,000 |
$219,000 | $643,000 |
$89,000 | $442,000 |
| Black or African American |
73 | $11,647,000 |
$159,000 | $436,000 |
$61,000 | $161,000 |
| Hispanic |
20 | $3,239,000 |
$161,000 | $389,000 |
$56,000 | $175,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $408,000 |
$204,000 | $233,000 |
$64,000 | $85,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
14 | $2,658,000 |
$189,000 | $400,000 |
$69,000 | $127,000 |
| White |
950 | $194,056,000 |
$204,000 | $1,870,000 |
$93,000 | $816,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,118 | $224,647,000 |
$200,000 | $1,870,000 |
$89,000 | $816,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
125 | $23,136,000 |
$185,000 | $563,000 |
$61,000 | $330,000 |
| Application Withdrawn By Applicant |
363 | $80,785,000 |
$222,000 | $1,870,000 |
$93,000 | $816,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
630 | $120,726,000 |
$191,000 | $833,000 |
$93,000 | $801,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
18 | $3,221,000 |
$178,000 | $550,000 |
$73,000 | $274,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
47 | $8,845,000 |
$188,000 | $460,000 |
$54,000 | $210,000 |
| Debt-To-Income Ratio |
46 | $8,838,000 |
$192,000 | $563,000 |
$63,000 | $330,000 |
| Employment History |
1 | $157,000 |
$157,000 | $157,000 |
$83,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $298,000 |
$149,000 | $218,000 |
$55,000 | $84,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
10 | $1,662,000 |
$166,000 | $290,000 |
$65,000 | $127,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAPITAL CENTER LLC by:
Metropolitan Area And
County
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