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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITAL COMMUNITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITAL COMMUNITY CREDIT UNION |
| Address | 641 44TH ST SE
GRAND RAPIDS, MI 49548 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 74 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,472,000 |
| Average Mortgage Loan Amount Applied For | $44,600 |
| Highest Mortgage Loan Amount Applied For | $228,000 |
| Average Applicant Income | $53,500 |
| Highest Applicant Income | $195,000 |
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| Home Improvement |
58 | $970,000 |
$16,000 | $137,000 |
$52,000 | $195,000 |
| Home Purchase |
4 | $558,000 |
$139,000 | $228,000 |
$57,000 | $79,000 |
| Refinancing |
12 | $944,000 |
$78,000 | $137,000 |
$39,000 | $76,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $32,000 |
$8,000 | $25,000 |
$62,000 | $195,000 |
| Hispanic |
4 | $46,000 |
$11,000 | $28,000 |
$35,000 | $55,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $8,000 |
$4,000 | $5,000 |
$39,000 | $45,000 |
| White |
64 | $2,386,000 |
$37,000 | $228,000 |
$51,000 | $88,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
74 | $2,472,000 |
$33,000 | $228,000 |
$50,000 | $195,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $88,000 |
$12,000 | $28,000 |
$33,000 | $68,000 |
| Application Withdrawn By Applicant |
2 | $51,000 |
$25,000 | $33,000 |
$43,000 | $59,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
65 | $2,333,000 |
$35,000 | $228,000 |
$52,000 | $195,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $12,000 |
$12,000 | $12,000 |
$48,000 | $48,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $40,000 |
$13,000 | $20,000 |
$36,000 | $68,000 |
| Debt-To-Income Ratio |
2 | $31,000 |
$15,000 | $28,000 |
$23,000 | $29,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAPITAL COMMUNITY CREDIT UNION by:
Metropolitan Area And
County
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