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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITAL CREDIT UNION |
| Address | 1010 PROSPECT ST
KIMBERLY, WI 54136-9987 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 483 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $39,433,000 |
| Average Mortgage Loan Amount Applied For | $95,714 |
| Highest Mortgage Loan Amount Applied For | $348,000 |
| Average Applicant Income | $68,571 |
| Highest Applicant Income | $421,000 |
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| Home Improvement |
137 | $4,120,000 |
$30,000 | $315,000 |
$71,000 | $404,000 |
| Home Purchase |
189 | $21,569,000 |
$114,000 | $340,000 |
$62,000 | $180,000 |
| Refinancing |
204 | $19,091,000 |
$93,000 | $348,000 |
$69,000 | $421,000 |
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| American Indian or Alaskan Native |
5 | $555,000 |
$111,000 | $210,000 |
$92,000 | $239,000 |
| Asian |
2 | $123,000 |
$61,000 | $104,000 |
$61,000 | $62,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $88,000 |
$44,000 | $84,000 |
$49,000 | $53,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $104,000 |
$104,000 | $104,000 |
$40,000 | $40,000 |
| White |
520 | $43,910,000 |
$84,000 | $348,000 |
$67,000 | $421,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
530 | $44,780,000 |
$84,000 | $348,000 |
$67,000 | $421,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $104,000 |
$52,000 | $86,000 |
$59,000 | $60,000 |
| Application Denied By Financial Institution |
44 | $4,506,000 |
$102,000 | $210,000 |
$47,000 | $100,000 |
| Application Withdrawn By Applicant |
38 | $4,196,000 |
$110,000 | $260,000 |
$58,000 | $130,000 |
| File Closed For Incompleteness |
9 | $1,036,000 |
$115,000 | $153,000 |
$56,000 | $90,000 |
| Loan Originated |
420 | $33,359,000 |
$79,000 | $348,000 |
$71,000 | $421,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
11 | $979,000 |
$89,000 | $150,000 |
$45,000 | $69,000 |
| Preapproval Denied by Financial Institution |
6 | $600,000 |
$100,000 | $210,000 |
$42,000 | $68,000 |
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| Collateral |
2 | $203,000 |
$101,000 | $125,000 |
$53,000 | $54,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
22 | $2,278,000 |
$103,000 | $210,000 |
$47,000 | $100,000 |
| Debt-To-Income Ratio |
24 | $2,455,000 |
$102,000 | $210,000 |
$45,000 | $100,000 |
| Employment History |
2 | $170,000 |
$85,000 | $108,000 |
$50,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAPITAL CREDIT UNION by:
Metropolitan Area And
County
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