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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITAL EQUITY SERVICES, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITAL EQUITY SERVICES, LLC |
| Address | 1130 SITUS COURT, SUITE 250
RALEIGH, NC 27606 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 138 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,255,000 |
| Average Mortgage Loan Amount Applied For | $167,204 |
| Highest Mortgage Loan Amount Applied For | $1,360,000 |
| Average Applicant Income | $98,181 |
| Highest Applicant Income | $732,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
48 | $8,489,000 |
$456,000 | $1,360,000 |
$239,500 | $732,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
94 | $15,153,000 |
$144,000 | $1,000,000 |
$82,200 | $394,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
29 | $4,606,000 |
$542,333 | $1,360,000 |
$298,333 | $732,000 |
| Hispanic |
1 | $71,000 |
$71,000 | $71,000 |
$101,000 | $101,000 |
| Information not provided by applicant in mail or telephone application |
30 | $3,810,000 |
$111,000 | $750,000 |
$73,333 | $360,000 |
| Not applicable |
1 | $94,000 |
$94,000 | $94,000 |
$72,000 | $72,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
81 | $15,061,000 |
$164,200 | $1,000,000 |
$82,600 | $394,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
142 | $23,642,000 |
$347,666 | $1,360,000 |
$185,500 | $732,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $1,608,000 |
$162,000 | $1,000,000 |
$33,000 | $169,000 |
| Application Denied By Financial Institution |
22 | $4,612,000 |
$444,750 | $1,360,000 |
$257,250 | $732,000 |
| Application Withdrawn By Applicant |
1 | $434,000 |
$434,000 | $434,000 |
$102,000 | $102,000 |
| File Closed For Incompleteness |
1 | $70,000 |
$70,000 | $70,000 |
$60,000 | $60,000 |
| Loan Originated |
111 | $16,918,000 |
$156,000 | $700,000 |
$82,500 | $394,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $124,000 |
$62,000 | $78,000 |
$47,000 | $75,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $2,207,000 |
$171,000 | $750,000 |
$86,000 | $360,000 |
| Debt-To-Income Ratio |
2 | $252,000 |
$126,000 | $154,000 |
$59,000 | $71,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $1,577,000 |
$734,000 | $1,360,000 |
$389,500 | $732,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $452,000 |
$125,000 | $189,000 |
$112,000 | $156,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAPITAL EQUITY SERVICES, LLC by:
Metropolitan Area And
County
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