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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITAL MORTGAGE FINANCE CORP.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITAL MORTGAGE FINANCE CORP. |
| Address | 6310 STEVENS FOREST ROAD
COLUMBIA, MD 21046 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,754 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $345,870,000 |
| Average Mortgage Loan Amount Applied For | $175,076 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $89,733 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,135 | $206,269,000 |
$181,000 | $960,000 |
$91,000 | $1,200,000 |
| Refinancing |
624 | $140,212,000 |
$224,000 | $2,000,000 |
$90,000 | $569,000 |
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| American Indian or Alaskan Native |
4 | $841,000 |
$210,000 | $368,000 |
$49,000 | $78,000 |
| Asian |
45 | $8,189,000 |
$181,000 | $603,000 |
$83,000 | $360,000 |
| Black or African American |
369 | $81,698,000 |
$221,000 | $960,000 |
$86,000 | $333,000 |
| Hispanic |
88 | $18,282,000 |
$207,000 | $484,000 |
$73,000 | $336,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $750,000 |
$150,000 | $216,000 |
$65,000 | $89,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
20 | $4,345,000 |
$217,000 | $550,000 |
$95,000 | $250,000 |
| White |
1,228 | $232,376,000 |
$189,000 | $2,000,000 |
$94,000 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,484 | $291,390,000 |
$196,000 | $2,000,000 |
$95,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
231 | $44,733,000 |
$193,000 | $368,000 |
$67,000 | $223,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $615,000 |
$205,000 | $433,000 |
$93,000 | $183,000 |
| VA-guaranteed (Veterans Administration) |
41 | $9,743,000 |
$237,000 | $414,000 |
$74,000 | $149,000 |
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| Application Approved But Not Accepted |
2 | $261,000 |
$130,000 | $209,000 |
$85,000 | $85,000 |
| Application Denied By Financial Institution |
46 | $9,027,000 |
$196,000 | $863,000 |
$66,000 | $153,000 |
| Application Withdrawn By Applicant |
244 | $48,021,000 |
$196,000 | $760,000 |
$109,000 | $1,080,000 |
| File Closed For Incompleteness |
16 | $3,169,000 |
$198,000 | $432,000 |
$108,000 | $356,000 |
| Loan Originated |
1,451 | $286,003,000 |
$197,000 | $2,000,000 |
$88,000 | $1,200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $418,000 |
$83,000 | $217,000 |
$78,000 | $119,000 |
| Credit Application Incomplete |
1 | $278,000 |
$278,000 | $278,000 |
$69,000 | $69,000 |
| Credit History |
5 | $1,337,000 |
$267,000 | $351,000 |
$69,000 | $115,000 |
| Debt-To-Income Ratio |
11 | $2,710,000 |
$246,000 | $720,000 |
$60,000 | $153,000 |
| Employment History |
1 | $256,000 |
$256,000 | $256,000 |
$78,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
7 | $1,835,000 |
$262,000 | $863,000 |
$77,000 | $108,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $1,276,000 |
$141,000 | $272,000 |
$50,000 | $91,000 |
| Unverifiable Information |
6 | $881,000 |
$146,000 | $452,000 |
$74,000 | $146,000 |
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Mortgage Loan App Totals for CAPITAL MORTGAGE FINANCE CORP. by:
Metropolitan Area And
County
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