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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITAL ONE HOME LOANS, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITAL ONE HOME LOANS, LLC |
| Address | 12800 FOSTER STREET
OVERLAND PARK, KS 66213 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 28,663 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,071,773,000 |
| Average Mortgage Loan Amount Applied For | $87,245 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $64,907 |
| Highest Applicant Income | $2,241,000 |
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| Home Improvement |
5,961 | $438,466,000 |
$73,000 | $920,000 |
$74,000 | $788,000 |
| Home Purchase |
1,049 | $164,841,000 |
$157,000 | $1,000,000 |
$101,000 | $1,440,000 |
| Refinancing |
21,653 | $2,468,466,000 |
$114,000 | $1,500,000 |
$74,000 | $2,241,000 |
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| American Indian or Alaskan Native |
243 | $25,284,000 |
$104,000 | $748,000 |
$67,000 | $310,000 |
| Asian |
543 | $73,617,000 |
$135,000 | $653,000 |
$92,000 | $438,000 |
| Black or African American |
2,808 | $306,197,000 |
$109,000 | $638,000 |
$67,000 | $457,000 |
| Hispanic |
1,541 | $183,977,000 |
$119,000 | $920,000 |
$73,000 | $369,000 |
| Native Hawaiin or Other Pacific Islander |
65 | $9,053,000 |
$139,000 | $650,000 |
$78,000 | $225,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5,279 | $582,452,000 |
$110,000 | $1,500,000 |
$77,000 | $2,160,000 |
| White |
18,184 | $1,891,193,000 |
$104,000 | $1,383,000 |
$75,000 | $2,241,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
28,663 | $3,071,773,000 |
$107,000 | $1,500,000 |
$75,000 | $2,241,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3,362 | $356,039,000 |
$105,000 | $1,110,000 |
$72,000 | $2,241,000 |
| Application Denied By Financial Institution |
3,842 | $392,378,000 |
$102,000 | $1,260,000 |
$70,000 | $1,440,000 |
| Application Withdrawn By Applicant |
246 | $25,700,000 |
$104,000 | $528,000 |
$71,000 | $350,000 |
| File Closed For Incompleteness |
6 | $983,000 |
$163,000 | $316,000 |
$59,000 | $150,000 |
| Loan Originated |
21,207 | $2,296,673,000 |
$108,000 | $1,500,000 |
$76,000 | $2,160,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1,273 | $128,728,000 |
$101,000 | $1,260,000 |
$66,000 | $1,440,000 |
| Credit Application Incomplete |
1,709 | $182,704,000 |
$106,000 | $903,000 |
$72,000 | $471,000 |
| Credit History |
299 | $27,495,000 |
$91,000 | $880,000 |
$69,000 | $540,000 |
| Debt-To-Income Ratio |
366 | $34,875,000 |
$95,000 | $716,000 |
$70,000 | $788,000 |
| Employment History |
63 | $5,793,000 |
$91,000 | $308,000 |
$65,000 | $239,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
19 | $2,076,000 |
$109,000 | $400,000 |
$77,000 | $192,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
46 | $5,183,000 |
$112,000 | $464,000 |
$77,000 | $486,000 |
| Unverifiable Information |
67 | $5,524,000 |
$82,000 | $400,000 |
$74,000 | $350,000 |
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Mortgage Loan App Totals for CAPITAL ONE HOME LOANS, LLC by:
Metropolitan Area And
County
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