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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITAL ONE N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITAL ONE N.A. |
| Address | 440 THIRD ST
BATON ROUGE, LA 70802 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 36,513 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,862,413,000 |
| Average Mortgage Loan Amount Applied For | $77,838 |
| Highest Mortgage Loan Amount Applied For | $20,000,000 |
| Average Applicant Income | $64,515 |
| Highest Applicant Income | $6,042,000 |
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| Home Improvement |
13,731 | $397,822,000 |
$28,000 | $830,000 |
$64,000 | $4,500,000 |
| Home Purchase |
9,463 | $1,247,487,000 |
$131,000 | $20,000,000 |
$78,000 | $3,252,000 |
| Refinancing |
13,319 | $1,217,104,000 |
$91,000 | $2,000,000 |
$78,000 | $6,042,000 |
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| American Indian or Alaskan Native |
326 | $16,587,000 |
$50,000 | $370,000 |
$58,000 | $314,000 |
| Asian |
740 | $65,631,000 |
$88,000 | $1,364,000 |
$74,000 | $792,000 |
| Black or African American |
4,874 | $293,436,000 |
$60,000 | $1,800,000 |
$53,000 | $1,940,000 |
| Hispanic |
3,153 | $198,038,000 |
$62,000 | $1,000,000 |
$56,000 | $2,895,000 |
| Native Hawaiin or Other Pacific Islander |
56 | $6,234,000 |
$111,000 | $750,000 |
$80,000 | $373,000 |
| Not applicable |
220 | $77,147,000 |
$350,000 | $20,000,000 |
$194,000 | $3,252,000 |
| Not Provided |
6,439 | $405,238,000 |
$62,000 | $1,760,000 |
$79,000 | $6,042,000 |
| White |
20,705 | $1,800,102,000 |
$86,000 | $2,000,000 |
$77,000 | $4,500,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
35,126 | $2,706,388,000 |
$77,000 | $20,000,000 |
$74,000 | $6,042,000 |
| FHA-insured (Federal Housing Administration) |
1,089 | $117,721,000 |
$108,000 | $203,000 |
$45,000 | $426,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
74 | $6,888,000 |
$93,000 | $190,000 |
$38,000 | $72,000 |
| VA-guaranteed (Veterans Administration) |
224 | $31,416,000 |
$140,000 | $405,000 |
$56,000 | $155,000 |
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| Application Approved But Not Accepted |
5,521 | $459,486,000 |
$83,000 | $1,620,000 |
$79,000 | $6,042,000 |
| Application Denied By Financial Institution |
9,909 | $474,162,000 |
$47,000 | $1,800,000 |
$58,000 | $4,164,000 |
| Application Withdrawn By Applicant |
182 | $24,030,000 |
$132,000 | $2,130,000 |
$83,000 | $706,000 |
| File Closed For Incompleteness |
62 | $9,213,000 |
$148,000 | $1,346,000 |
$70,000 | $394,000 |
| Loan Originated |
18,178 | $1,619,272,000 |
$89,000 | $20,000,000 |
$83,000 | $4,500,000 |
| Loan Purchased By The Institution |
2,661 | $276,250,000 |
$103,000 | $417,000 |
$45,000 | $584,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1,020 | $71,107,000 |
$69,000 | $712,000 |
$81,000 | $628,000 |
| Credit Application Incomplete |
356 | $30,763,000 |
$86,000 | $317,000 |
$92,000 | $1,000,000 |
| Credit History |
6,333 | $206,021,000 |
$32,000 | $800,000 |
$54,000 | $1,940,000 |
| Debt-To-Income Ratio |
1,693 | $128,179,000 |
$75,000 | $1,800,000 |
$41,000 | $483,000 |
| Employment History |
26 | $3,550,000 |
$136,000 | $416,000 |
$239,000 | $4,164,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
16 | $2,875,000 |
$179,000 | $488,000 |
$74,000 | $150,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
449 | $28,611,000 |
$63,000 | $480,000 |
$89,000 | $1,800,000 |
| Unverifiable Information |
16 | $3,056,000 |
$191,000 | $880,000 |
$156,000 | $544,000 |
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Mortgage Loan App Totals for CAPITAL ONE N.A. by:
Metropolitan Area And
County
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