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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITAL PACIFIC MORTGAGE CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITAL PACIFIC MORTGAGE CO. |
| Address | 2813 COFFEE ROAD, SUITE C
MODESTO, CA 95355 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 222 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $54,861,000 |
| Average Mortgage Loan Amount Applied For | $309,000 |
| Highest Mortgage Loan Amount Applied For | $950,000 |
| Average Applicant Income | $114,200 |
| Highest Applicant Income | $399,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
131 | $35,385,000 |
$270,000 | $950,000 |
$100,000 | $399,000 |
| Refinancing |
91 | $19,476,000 |
$214,000 | $650,000 |
$87,000 | $270,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
9 | $2,367,000 |
$263,000 | $429,000 |
$115,000 | $145,000 |
| Black or African American |
2 | $765,000 |
$382,000 | $484,000 |
$109,000 | $134,000 |
| Hispanic |
37 | $9,107,000 |
$246,000 | $714,000 |
$111,000 | $347,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $668,000 |
$167,000 | $337,000 |
$86,000 | $119,000 |
| White |
170 | $41,954,000 |
$246,000 | $950,000 |
$91,000 | $399,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
219 | $54,169,000 |
$247,000 | $950,000 |
$95,000 | $399,000 |
| FHA-insured (Federal Housing Administration) |
2 | $407,000 |
$203,000 | $305,000 |
$95,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $285,000 |
$285,000 | $285,000 |
$91,000 | $91,000 |
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| Application Approved But Not Accepted |
8 | $2,243,000 |
$280,000 | $460,000 |
$85,000 | $147,000 |
| Application Denied By Financial Institution |
7 | $1,497,000 |
$213,000 | $714,000 |
$91,000 | $201,000 |
| Application Withdrawn By Applicant |
46 | $14,325,000 |
$311,000 | $950,000 |
$104,000 | $376,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
161 | $36,796,000 |
$228,000 | $600,000 |
$93,000 | $399,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $47,000 |
$47,000 | $47,000 |
$53,000 | $53,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $714,000 |
$714,000 | $714,000 |
$117,000 | $117,000 |
| Employment History |
2 | $322,000 |
$161,000 | $231,000 |
$80,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $264,000 |
$132,000 | $211,000 |
$54,000 | $54,000 |
| Unverifiable Information |
1 | $150,000 |
$150,000 | $150,000 |
$201,000 | $201,000 |
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Mortgage Loan App Totals for CAPITAL PACIFIC MORTGAGE CO. by:
Metropolitan Area And
County
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