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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITALONE
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITALONE |
| Address | 15000 CAPITAL ONE DR
RICHMOND, VA 23238 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,030 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,259,000 |
| Average Mortgage Loan Amount Applied For | $7,936 |
| Highest Mortgage Loan Amount Applied For | $25,000 |
| Average Applicant Income | $71,416 |
| Highest Applicant Income | $360,000 |
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| Home Improvement |
1,031 | $8,264,000 |
$8,000 | $25,000 |
$77,000 | $360,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
6 | $56,000 |
$9,000 | $20,000 |
$62,000 | $120,000 |
| Asian |
17 | $133,000 |
$7,000 | $25,000 |
$72,000 | $190,000 |
| Black or African American |
226 | $1,902,000 |
$8,000 | $25,000 |
$68,000 | $360,000 |
| Hispanic |
78 | $545,000 |
$6,000 | $20,000 |
$73,000 | $250,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $39,000 |
$7,000 | $11,000 |
$79,000 | $110,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
114 | $813,000 |
$7,000 | $25,000 |
$75,000 | $350,000 |
| White |
585 | $4,776,000 |
$8,000 | $25,000 |
$82,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,031 | $8,264,000 |
$8,000 | $25,000 |
$77,000 | $360,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
420 | $3,602,000 |
$8,000 | $25,000 |
$71,000 | $360,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
611 | $4,662,000 |
$7,000 | $25,000 |
$81,000 | $350,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $17,000 |
$17,000 | $17,000 |
$120,000 | $120,000 |
| Credit History |
417 | $3,569,000 |
$8,000 | $25,000 |
$71,000 | $360,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $5,000 |
$5,000 | $5,000 |
$185,000 | $185,000 |
| Unverifiable Information |
1 | $11,000 |
$11,000 | $11,000 |
$74,000 | $74,000 |
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Mortgage Loan App Totals for CAPITALONE by:
Metropolitan Area And
County
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