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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITOL CITY BANK & TRUST CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITOL CITY BANK & TRUST CO. |
| Address | 562 LEE STREET SW
ATLANTA, GA 30310 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 55 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,141,000 |
| Average Mortgage Loan Amount Applied For | $175,714 |
| Highest Mortgage Loan Amount Applied For | $849,000 |
| Average Applicant Income | $88,571 |
| Highest Applicant Income | $378,000 |
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| Home Improvement |
13 | $341,000 |
$26,000 | $80,000 |
$58,000 | $135,000 |
| Home Purchase |
7 | $692,000 |
$98,000 | $426,000 |
$6,000 | $46,000 |
| Refinancing |
35 | $6,108,000 |
$174,000 | $849,000 |
$68,000 | $378,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $15,000 |
$15,000 | $15,000 |
$60,000 | $60,000 |
| Black or African American |
33 | $2,455,000 |
$74,000 | $502,000 |
$91,000 | $378,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
20 | $4,481,000 |
$224,000 | $849,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
1 | $190,000 |
$190,000 | $190,000 |
$120,000 | $120,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
55 | $7,141,000 |
$129,000 | $849,000 |
$58,000 | $378,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $57,000 |
$14,000 | $21,000 |
$38,000 | $77,000 |
| Application Withdrawn By Applicant |
1 | $5,000 |
$5,000 | $5,000 |
$22,000 | $22,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
50 | $7,079,000 |
$141,000 | $849,000 |
$60,000 | $378,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAPITOL CITY BANK & TRUST CO. by:
Metropolitan Area And
County
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