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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAPITOL COMMERCE MRTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAPITOL COMMERCE MRTGAGE |
| Address | 7921 KINGSWOOD DRIVE
CITRUS HEIGHTS, CA 95610 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 53,651 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,814,374,000 |
| Average Mortgage Loan Amount Applied For | $132,486 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $114,801 |
| Highest Applicant Income | $9,943,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
10,489 | $1,570,632,000 |
$138,190 | $1,000,000 |
$97,904 | $9,180,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
43,162 | $8,243,742,000 |
$148,200 | $1,500,000 |
$105,320 | $9,943,000 |
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| American Indian or Alaskan Native |
144 | $24,321,000 |
$141,466 | $644,000 |
$66,733 | $420,000 |
| Asian or Pacific Islander |
5,280 | $1,215,435,000 |
$158,562 | $1,000,000 |
$94,750 | $9,042,000 |
| Black |
695 | $114,513,000 |
$168,437 | $938,000 |
$96,062 | $4,700,000 |
| Hispanic |
2,732 | $439,884,000 |
$131,833 | $1,000,000 |
$110,833 | $8,756,000 |
| Information not provided by applicant in mail or telephone application |
4,323 | $814,229,000 |
$157,500 | $1,000,000 |
$90,409 | $9,451,000 |
| Not applicable |
489 | $89,053,000 |
$149,470 | $594,000 |
$85,705 | $8,761,000 |
| Other |
715 | $137,419,000 |
$166,333 | $1,429,000 |
$108,266 | $9,656,000 |
| White |
39,273 | $6,979,520,000 |
$147,916 | $1,500,000 |
$112,666 | $9,943,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
52,775 | $9,673,035,000 |
$145,720 | $1,500,000 |
$101,600 | $9,943,000 |
| FHA-insured (Federal Housing Administration) |
862 | $138,719,000 |
$147,666 | $382,000 |
$131,111 | $9,480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
14 | $2,620,000 |
$184,000 | $263,000 |
$45,000 | $77,000 |
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| Application Approved But Not Accepted |
2,184 | $451,740,000 |
$152,473 | $1,500,000 |
$108,789 | $9,212,000 |
| Application Denied By Financial Institution |
2,088 | $381,475,000 |
$151,434 | $1,250,000 |
$134,217 | $9,480,000 |
| Application Withdrawn By Applicant |
150 | $26,584,000 |
$169,769 | $1,000,000 |
$72,923 | $460,000 |
| File Closed For Incompleteness |
265 | $47,660,000 |
$164,538 | $845,000 |
$154,384 | $9,943,000 |
| Loan Originated |
48,964 | $8,906,915,000 |
$147,173 | $1,429,000 |
$96,869 | $9,865,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
277 | $47,636,000 |
$152,473 | $1,250,000 |
$154,263 | $7,200,000 |
| Credit Application Incomplete |
43 | $9,224,000 |
$204,000 | $650,000 |
$105,400 | $336,000 |
| Credit History |
350 | $63,335,000 |
$149,000 | $1,000,000 |
$129,785 | $8,004,000 |
| Debt-To-Income Ratio |
380 | $70,720,000 |
$151,176 | $980,000 |
$105,941 | $7,146,000 |
| Employment History |
44 | $8,307,000 |
$162,500 | $482,000 |
$179,600 | $3,325,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
32 | $4,602,000 |
$122,571 | $323,000 |
$63,000 | $251,000 |
| Mortgage Insurance Denied |
5 | $602,000 |
$132,750 | $219,000 |
$49,500 | $82,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
130 | $22,220,000 |
$166,000 | $844,000 |
$230,384 | $8,756,000 |
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Mortgage Loan App Totals for CAPITOL COMMERCE MRTGAGE by:
Metropolitan Area And
County
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