|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CARDINAL STATE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CARDINAL STATE BANK |
| Address | PO BOX 52485
DURHAM, NC 27717 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 61 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,955,000 |
| Average Mortgage Loan Amount Applied For | $218,500 |
| Highest Mortgage Loan Amount Applied For | $925,000 |
| Average Applicant Income | $125,125 |
| Highest Applicant Income | $448,000 |
|
|
|
| Home Improvement |
7 | $798,000 |
$114,000 | $305,000 |
$127,000 | $250,000 |
| Home Purchase |
32 | $7,586,000 |
$237,000 | $925,000 |
$130,000 | $322,000 |
| Refinancing |
22 | $4,571,000 |
$207,000 | $690,000 |
$175,000 | $448,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $377,000 |
$125,000 | $275,000 |
$112,000 | $180,000 |
| Hispanic |
1 | $110,000 |
$110,000 | $110,000 |
$120,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $836,000 |
$418,000 | $671,000 |
$62,000 | $67,000 |
| White |
55 | $11,632,000 |
$211,000 | $925,000 |
$151,000 | $448,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
61 | $12,955,000 |
$212,000 | $925,000 |
$146,000 | $448,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
61 | $12,955,000 |
$212,000 | $925,000 |
$146,000 | $448,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CARDINAL STATE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
