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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAROLINA FIRST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAROLINA FIRST BANK |
| Address | 1501 MAIN STREET, 3RD FLOOR
COLUMBIA, SC 29201 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 5,321 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,137,544,000 |
| Average Mortgage Loan Amount Applied For | $223,522 |
| Highest Mortgage Loan Amount Applied For | $65,600,000 |
| Average Applicant Income | $145,167 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
160 | $8,354,000 |
$52,000 | $974,000 |
$76,000 | $1,000,000 |
| Home Purchase |
2,897 | $631,848,000 |
$218,000 | $65,600,000 |
$123,000 | $9,999,000 |
| Refinancing |
2,264 | $497,342,000 |
$219,000 | $3,360,000 |
$129,000 | $3,480,000 |
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| American Indian or Alaskan Native |
8 | $1,211,000 |
$151,000 | $417,000 |
$52,000 | $96,000 |
| Asian |
42 | $8,153,000 |
$194,000 | $680,000 |
$129,000 | $2,400,000 |
| Black or African American |
322 | $41,075,000 |
$127,000 | $825,000 |
$58,000 | $540,000 |
| Hispanic |
127 | $26,277,000 |
$206,000 | $1,287,000 |
$98,000 | $900,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $531,000 |
$106,000 | $236,000 |
$48,000 | $72,000 |
| Not applicable |
167 | $106,156,000 |
$635,000 | $65,600,000 |
$265,000 | $2,297,000 |
| Not Provided |
1,155 | $222,302,000 |
$192,000 | $2,000,000 |
$109,000 | $1,164,000 |
| White |
3,495 | $731,839,000 |
$209,000 | $4,072,000 |
$130,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,940 | $1,091,675,000 |
$220,000 | $65,600,000 |
$130,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
293 | $32,726,000 |
$111,000 | $205,000 |
$46,000 | $420,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
88 | $13,143,000 |
$149,000 | $408,000 |
$50,000 | $131,000 |
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| Application Approved But Not Accepted |
199 | $20,733,000 |
$104,000 | $744,000 |
$84,000 | $429,000 |
| Application Denied By Financial Institution |
1,012 | $162,567,000 |
$160,000 | $2,875,000 |
$89,000 | $2,720,000 |
| Application Withdrawn By Applicant |
183 | $50,372,000 |
$275,000 | $1,950,000 |
$86,000 | $770,000 |
| File Closed For Incompleteness |
244 | $49,257,000 |
$201,000 | $1,180,000 |
$86,000 | $732,000 |
| Loan Originated |
2,785 | $619,105,000 |
$222,000 | $65,600,000 |
$136,000 | $9,999,000 |
| Loan Purchased By The Institution |
898 | $235,510,000 |
$262,000 | $4,072,000 |
$154,000 | $7,016,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAROLINA FIRST BANK by:
Metropolitan Area And
County
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