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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAROLINA NATIONAL BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAROLINA NATIONAL BANK & TRUST |
| Address | 1350 MAIN STREET
COLUMBIA, SC 29201 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 98 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,004,000 |
| Average Mortgage Loan Amount Applied For | $161,176 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $230,235 |
| Highest Applicant Income | $767,000 |
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| Home Improvement |
9 | $597,000 |
$66,000 | $240,000 |
$129,000 | $411,000 |
| Home Purchase |
87 | $9,463,000 |
$108,000 | $577,000 |
$147,000 | $585,000 |
| Refinancing |
2 | $944,000 |
$472,000 | $800,000 |
$545,000 | $767,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $103,000 |
$51,000 | $75,000 |
$86,000 | $155,000 |
| Black or African American |
8 | $462,000 |
$57,000 | $131,000 |
$175,000 | $362,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
49 | $6,038,000 |
$123,000 | $800,000 |
$153,000 | $767,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
39 | $4,401,000 |
$112,000 | $577,000 |
$153,000 | $454,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
98 | $11,004,000 |
$112,000 | $800,000 |
$153,000 | $767,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $42,000 |
$21,000 | $32,000 |
$43,000 | $68,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
96 | $10,962,000 |
$114,000 | $800,000 |
$156,000 | $767,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $32,000 |
$32,000 | $32,000 |
$68,000 | $68,000 |
| Debt-To-Income Ratio |
1 | $10,000 |
$10,000 | $10,000 |
$19,000 | $19,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAROLINA NATIONAL BANK & TRUST by:
Metropolitan Area And
County
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