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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CARROLL COUNTY STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CARROLL COUNTY STATE BANK |
| Address | 126 W 6TH ST., PO BOX 67
CARROLL, IA 51401 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 308 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,118,000 |
| Average Mortgage Loan Amount Applied For | $67,588 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $65,117 |
| Highest Applicant Income | $482,000 |
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| Home Improvement |
24 | $607,000 |
$25,000 | $100,000 |
$57,000 | $140,000 |
| Home Purchase |
168 | $17,697,000 |
$105,000 | $900,000 |
$57,000 | $482,000 |
| Refinancing |
116 | $9,814,000 |
$84,000 | $500,000 |
$33,000 | $148,000 |
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| American Indian or Alaskan Native |
1 | $85,000 |
$85,000 | $85,000 |
$148,000 | $148,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
63 | $6,316,000 |
$100,000 | $500,000 |
$0 | $0 |
| Not Provided |
3 | $245,000 |
$81,000 | $99,000 |
$43,000 | $77,000 |
| White |
241 | $21,472,000 |
$89,000 | $900,000 |
$60,000 | $482,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
308 | $28,118,000 |
$91,000 | $900,000 |
$48,000 | $482,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $689,000 |
$68,000 | $172,000 |
$60,000 | $100,000 |
| Application Denied By Financial Institution |
16 | $1,383,000 |
$86,000 | $160,000 |
$40,000 | $77,000 |
| Application Withdrawn By Applicant |
4 | $597,000 |
$149,000 | $282,000 |
$37,000 | $63,000 |
| File Closed For Incompleteness |
1 | $40,000 |
$40,000 | $40,000 |
$39,000 | $39,000 |
| Loan Originated |
277 | $25,409,000 |
$91,000 | $900,000 |
$48,000 | $482,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CARROLL COUNTY STATE BANK by:
Metropolitan Area And
County
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