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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CARROLLTON BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CARROLLTON BANK |
| Address | 344 NORTH CHARLES ST
BALTIMORE, MD 21201 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 246 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $41,038,000 |
| Average Mortgage Loan Amount Applied For | $207,700 |
| Highest Mortgage Loan Amount Applied For | $1,250,000 |
| Average Applicant Income | $105,250 |
| Highest Applicant Income | $3,380,000 |
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| Home Improvement |
6 | $541,000 |
$90,000 | $280,000 |
$120,000 | $474,000 |
| Home Purchase |
149 | $24,163,000 |
$162,000 | $757,000 |
$59,000 | $331,000 |
| Refinancing |
91 | $16,334,000 |
$179,000 | $1,250,000 |
$163,000 | $3,380,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $440,000 |
$110,000 | $208,000 |
$54,000 | $105,000 |
| Black or African American |
48 | $7,095,000 |
$147,000 | $644,000 |
$52,000 | $223,000 |
| Hispanic |
6 | $939,000 |
$156,000 | $288,000 |
$73,000 | $113,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,398,000 |
$139,000 | $240,000 |
$8,000 | $84,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
178 | $31,166,000 |
$175,000 | $1,250,000 |
$118,000 | $3,380,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
93 | $16,383,000 |
$176,000 | $1,250,000 |
$170,000 | $3,380,000 |
| FHA-insured (Federal Housing Administration) |
136 | $21,322,000 |
$156,000 | $323,000 |
$54,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
17 | $3,333,000 |
$196,000 | $304,000 |
$66,000 | $129,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $1,023,000 |
$170,000 | $251,000 |
$43,000 | $80,000 |
| Application Withdrawn By Applicant |
5 | $686,000 |
$137,000 | $203,000 |
$45,000 | $75,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
158 | $26,424,000 |
$167,000 | $1,250,000 |
$60,000 | $552,000 |
| Loan Purchased By The Institution |
77 | $12,905,000 |
$167,000 | $644,000 |
$186,000 | $3,380,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $197,000 |
$197,000 | $197,000 |
$57,000 | $57,000 |
| Debt-To-Income Ratio |
2 | $347,000 |
$173,000 | $198,000 |
$37,000 | $44,000 |
| Employment History |
1 | $251,000 |
$251,000 | $251,000 |
$80,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $77,000 |
$77,000 | $77,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CARROLLTON BANK by:
Metropolitan Area And
County
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