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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CARROLLTON MORTGAGE SERVICES
Mortgage Loans and Application Details
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| Mortgage Company Name |
CARROLLTON MORTGAGE SERVICES |
| Address | 2300 YORK ROAD #115
TIMONIUM, MD 21093 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 912 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $151,314,000 |
| Average Mortgage Loan Amount Applied For | $181,750 |
| Highest Mortgage Loan Amount Applied For | $1,427,000 |
| Average Applicant Income | $88,750 |
| Highest Applicant Income | $3,380,000 |
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| Home Improvement |
13 | $2,073,000 |
$159,000 | $453,000 |
$95,000 | $254,000 |
| Home Purchase |
584 | $91,712,000 |
$157,000 | $863,000 |
$84,000 | $481,000 |
| Refinancing |
315 | $57,529,000 |
$182,000 | $1,427,000 |
$110,000 | $3,380,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
15 | $2,652,000 |
$176,000 | $520,000 |
$118,000 | $240,000 |
| Black or African American |
103 | $14,746,000 |
$143,000 | $644,000 |
$76,000 | $223,000 |
| Hispanic |
21 | $2,751,000 |
$131,000 | $292,000 |
$73,000 | $142,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $428,000 |
$107,000 | $240,000 |
$83,000 | $138,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $825,000 |
$206,000 | $286,000 |
$86,000 | $130,000 |
| White |
765 | $129,912,000 |
$169,000 | $1,427,000 |
$95,000 | $3,380,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
912 | $151,314,000 |
$165,000 | $1,427,000 |
$93,000 | $3,380,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $1,073,000 |
$134,000 | $310,000 |
$97,000 | $230,000 |
| Application Denied By Financial Institution |
9 | $1,459,000 |
$162,000 | $453,000 |
$74,000 | $102,000 |
| Application Withdrawn By Applicant |
26 | $3,656,000 |
$140,000 | $473,000 |
$74,000 | $174,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
869 | $145,126,000 |
$167,000 | $1,427,000 |
$94,000 | $3,380,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $193,000 |
$96,000 | $108,000 |
$23,000 | $47,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $435,000 |
$108,000 | $199,000 |
$80,000 | $96,000 |
| Debt-To-Income Ratio |
1 | $453,000 |
$453,000 | $453,000 |
$94,000 | $94,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $378,000 |
$189,000 | $302,000 |
$102,000 | $102,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CARROLLTON MORTGAGE SERVICES by:
Metropolitan Area And
County
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