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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CASCADE FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CASCADE FEDERAL CREDIT UNION |
| Address | 18020 80TH AVE S
KENT, WA 98032 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 262 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $26,826,000 |
| Average Mortgage Loan Amount Applied For | $86,884 |
| Highest Mortgage Loan Amount Applied For | $586,000 |
| Average Applicant Income | $69,576 |
| Highest Applicant Income | $205,000 |
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| Home Improvement |
170 | $9,143,000 |
$53,000 | $250,000 |
$82,000 | $205,000 |
| Home Purchase |
35 | $7,888,000 |
$225,000 | $586,000 |
$63,000 | $145,000 |
| Refinancing |
57 | $9,795,000 |
$171,000 | $421,000 |
$69,000 | $162,000 |
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| American Indian or Alaskan Native |
3 | $266,000 |
$88,000 | $212,000 |
$42,000 | $45,000 |
| Asian |
4 | $599,000 |
$149,000 | $350,000 |
$112,000 | $162,000 |
| Black or African American |
5 | $694,000 |
$138,000 | $263,000 |
$97,000 | $159,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
130 | $11,262,000 |
$86,000 | $374,000 |
$76,000 | $205,000 |
| White |
120 | $14,005,000 |
$116,000 | $586,000 |
$76,000 | $174,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
262 | $26,826,000 |
$102,000 | $586,000 |
$77,000 | $205,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $662,000 |
$165,000 | $263,000 |
$62,000 | $94,000 |
| Application Withdrawn By Applicant |
32 | $4,876,000 |
$152,000 | $375,000 |
$77,000 | $162,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
226 | $21,288,000 |
$94,000 | $586,000 |
$77,000 | $205,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $562,000 |
$187,000 | $263,000 |
$79,000 | $94,000 |
| Debt-To-Income Ratio |
1 | $100,000 |
$100,000 | $100,000 |
$12,000 | $12,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CASCADE FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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