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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CATHEDRAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CATHEDRAL CREDIT UNION |
| Address | 490 VALLEY STREET, SUITE 1
MANCHESTER, NH 03103 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 142 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,524,000 |
| Average Mortgage Loan Amount Applied For | $97,375 |
| Highest Mortgage Loan Amount Applied For | $318,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $176,000 |
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| Home Improvement (one-to-four family) |
27 | $1,314,000 |
$48,000 | $128,000 |
$72,000 | $145,000 |
| Home Purchase (one-to-four family) |
11 | $1,463,000 |
$133,000 | $233,000 |
$75,000 | $176,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
104 | $12,747,000 |
$122,000 | $318,000 |
$67,000 | $162,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $125,000 |
$125,000 | $125,000 |
$50,000 | $50,000 |
| Black |
1 | $227,000 |
$227,000 | $227,000 |
$99,000 | $99,000 |
| Hispanic |
2 | $62,000 |
$31,000 | $47,000 |
$59,000 | $68,000 |
| Information not provided by applicant in mail or telephone application |
9 | $1,142,000 |
$126,000 | $318,000 |
$68,000 | $143,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
129 | $13,968,000 |
$108,000 | $290,000 |
$70,000 | $176,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
142 | $15,524,000 |
$109,000 | $318,000 |
$70,000 | $176,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $151,000 |
$151,000 | $151,000 |
$55,000 | $55,000 |
| Application Denied By Financial Institution |
2 | $205,000 |
$102,000 | $128,000 |
$41,000 | $45,000 |
| Application Withdrawn By Applicant |
14 | $2,199,000 |
$157,000 | $318,000 |
$63,000 | $90,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
125 | $12,969,000 |
$103,000 | $265,000 |
$72,000 | $176,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $128,000 |
$128,000 | $128,000 |
$38,000 | $38,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CATHEDRAL CREDIT UNION by:
Metropolitan Area And
County
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