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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CATHOLIC CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CATHOLIC CREDIT UNION |
| Address | 110 N 5TH AVE
YAKIMA, WA 98902 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 277 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,114,000 |
| Average Mortgage Loan Amount Applied For | $55,000 |
| Highest Mortgage Loan Amount Applied For | $670,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $470,000 |
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| Home Improvement |
121 | $3,535,000 |
$29,000 | $164,000 |
$62,000 | $216,000 |
| Home Purchase |
61 | $7,045,000 |
$115,000 | $670,000 |
$63,000 | $470,000 |
| Refinancing |
111 | $7,244,000 |
$65,000 | $266,000 |
$66,000 | $360,000 |
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| American Indian or Alaskan Native |
8 | $408,000 |
$51,000 | $200,000 |
$102,000 | $360,000 |
| Asian |
1 | $73,000 |
$73,000 | $73,000 |
$72,000 | $72,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
104 | $6,123,000 |
$58,000 | $310,000 |
$43,000 | $296,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
180 | $11,220,000 |
$62,000 | $670,000 |
$74,000 | $470,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
293 | $17,824,000 |
$60,000 | $670,000 |
$64,000 | $470,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
11 | $886,000 |
$80,000 | $185,000 |
$36,000 | $67,000 |
| Application Denied By Financial Institution |
38 | $2,415,000 |
$63,000 | $150,000 |
$37,000 | $103,000 |
| Application Withdrawn By Applicant |
38 | $4,249,000 |
$111,000 | $670,000 |
$84,000 | $470,000 |
| File Closed For Incompleteness |
7 | $719,000 |
$102,000 | $266,000 |
$40,000 | $158,000 |
| Loan Originated |
199 | $9,555,000 |
$48,000 | $344,000 |
$67,000 | $296,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $339,000 |
$67,000 | $115,000 |
$53,000 | $65,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
22 | $1,336,000 |
$60,000 | $136,000 |
$36,000 | $103,000 |
| Debt-To-Income Ratio |
6 | $435,000 |
$72,000 | $150,000 |
$32,000 | $75,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $92,000 |
$92,000 | $92,000 |
$39,000 | $39,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
3 | $77,000 |
$25,000 | $50,000 |
$36,000 | $62,000 |
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Mortgage Loan App Totals for CATHOLIC CREDIT UNION by:
Metropolitan Area And
County
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