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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CB&T BANK OF MIDDLE GA
Mortgage Loans and Application Details
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| Mortgage Company Name |
CB&T BANK OF MIDDLE GA |
| Address | PO BOX 2107
WARNER ROBINS, GA 31099 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 315 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,410,000 |
| Average Mortgage Loan Amount Applied For | $139,684 |
| Highest Mortgage Loan Amount Applied For | $1,155,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $869,000 |
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| Home Improvement |
29 | $722,000 |
$24,000 | $90,000 |
$47,000 | $145,000 |
| Home Purchase |
98 | $10,703,000 |
$109,000 | $1,155,000 |
$69,000 | $360,000 |
| Refinancing |
188 | $15,985,000 |
$85,000 | $819,000 |
$89,000 | $869,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
52 | $2,332,000 |
$44,000 | $155,000 |
$71,000 | $163,000 |
| Hispanic |
4 | $140,000 |
$35,000 | $100,000 |
$52,000 | $75,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
75 | $8,671,000 |
$115,000 | $1,155,000 |
$89,000 | $869,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
184 | $16,267,000 |
$88,000 | $819,000 |
$78,000 | $440,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
314 | $27,383,000 |
$87,000 | $1,155,000 |
$79,000 | $869,000 |
| FHA-insured (Federal Housing Administration) |
1 | $27,000 |
$27,000 | $27,000 |
$36,000 | $36,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $115,000 |
$12,000 | $50,000 |
$40,000 | $77,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
306 | $27,295,000 |
$89,000 | $1,155,000 |
$80,000 | $869,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $115,000 |
$12,000 | $50,000 |
$40,000 | $77,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CB&T BANK OF MIDDLE GA by:
Metropolitan Area And
County
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