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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CBC BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CBC BANK |
| Address | 901 BUS HWY 61 N
BOWLING GREEN, MO 63334 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 33 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,862,000 |
| Average Mortgage Loan Amount Applied For | $125,375 |
| Highest Mortgage Loan Amount Applied For | $273,000 |
| Average Applicant Income | $52,875 |
| Highest Applicant Income | $151,000 |
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| Home Improvement |
5 | $110,000 |
$22,000 | $35,000 |
$54,000 | $119,000 |
| Home Purchase |
14 | $1,567,000 |
$111,000 | $242,000 |
$53,000 | $151,000 |
| Refinancing |
14 | $1,185,000 |
$84,000 | $273,000 |
$56,000 | $119,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $30,000 |
$30,000 | $30,000 |
$17,000 | $17,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $783,000 |
$156,000 | $242,000 |
$30,000 | $62,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
27 | $2,049,000 |
$75,000 | $273,000 |
$61,000 | $151,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
33 | $2,862,000 |
$86,000 | $273,000 |
$55,000 | $151,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $693,000 |
$86,000 | $273,000 |
$34,000 | $71,000 |
| Application Withdrawn By Applicant |
2 | $197,000 |
$98,000 | $157,000 |
$101,000 | $119,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
23 | $1,972,000 |
$85,000 | $242,000 |
$58,000 | $151,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $180,000 |
$45,000 | $70,000 |
$32,000 | $48,000 |
| Debt-To-Income Ratio |
3 | $485,000 |
$161,000 | $273,000 |
$41,000 | $71,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $28,000 |
$28,000 | $28,000 |
$19,000 | $19,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CBC BANK by:
Metropolitan Area And
County
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