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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTENNIAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTENNIAL BANK |
| Address | 8201 CANTRELL ROAD, STE. 265
LITTLE ROCK, AR 72227 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 125 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,599,000 |
| Average Mortgage Loan Amount Applied For | $139,500 |
| Highest Mortgage Loan Amount Applied For | $2,300,000 |
| Average Applicant Income | $152,150 |
| Highest Applicant Income | $1,976,000 |
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| Home Improvement |
22 | $823,000 |
$37,000 | $255,000 |
$63,000 | $265,000 |
| Home Purchase |
60 | $11,729,000 |
$195,000 | $2,300,000 |
$181,000 | $1,976,000 |
| Refinancing |
43 | $8,047,000 |
$187,000 | $1,600,000 |
$157,000 | $1,305,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $35,000 |
$35,000 | $35,000 |
$11,000 | $11,000 |
| Black or African American |
6 | $353,000 |
$58,000 | $193,000 |
$74,000 | $158,000 |
| Hispanic |
3 | $415,000 |
$138,000 | $170,000 |
$85,000 | $130,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
30 | $4,970,000 |
$165,000 | $860,000 |
$281,000 | $1,976,000 |
| Not Provided |
2 | $52,000 |
$26,000 | $37,000 |
$93,000 | $119,000 |
| White |
83 | $14,774,000 |
$178,000 | $2,300,000 |
$117,000 | $1,171,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
125 | $20,599,000 |
$164,000 | $2,300,000 |
$152,000 | $1,976,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
13 | $3,265,000 |
$251,000 | $2,000,000 |
$118,000 | $537,000 |
| Application Denied By Financial Institution |
6 | $187,000 |
$31,000 | $70,000 |
$50,000 | $109,000 |
| Application Withdrawn By Applicant |
3 | $465,000 |
$155,000 | $264,000 |
$117,000 | $214,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
103 | $16,682,000 |
$161,000 | $2,300,000 |
$163,000 | $1,976,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $117,000 |
$23,000 | $39,000 |
$39,000 | $83,000 |
| Debt-To-Income Ratio |
1 | $70,000 |
$70,000 | $70,000 |
$109,000 | $109,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTENNIAL BANK by:
Metropolitan Area And
County
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