|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CENTENNIAL BANK OF THE WEST
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CENTENNIAL BANK OF THE WEST |
| Address | 4650 ROYAL VISTA CIRCLE
FORT COLLINS, CO 80528 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 101 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,651,000 |
| Average Mortgage Loan Amount Applied For | $198,100 |
| Highest Mortgage Loan Amount Applied For | $633,000 |
| Average Applicant Income | $456,500 |
| Highest Applicant Income | $1,900,000 |
|
|
|
| Home Improvement |
38 | $1,412,000 |
$37,000 | $300,000 |
$96,000 | $605,000 |
| Home Purchase |
30 | $6,208,000 |
$206,000 | $633,000 |
$372,000 | $1,900,000 |
| Refinancing |
33 | $3,031,000 |
$91,000 | $335,000 |
$116,000 | $708,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $111,000 |
$27,000 | $60,000 |
$30,000 | $45,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $2,936,000 |
$195,000 | $633,000 |
$114,000 | $529,000 |
| Not Provided |
3 | $180,000 |
$60,000 | $150,000 |
$108,000 | $119,000 |
| White |
79 | $7,424,000 |
$93,000 | $412,000 |
$209,000 | $1,900,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
101 | $10,651,000 |
$105,000 | $633,000 |
$184,000 | $1,900,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $178,000 |
$29,000 | $90,000 |
$54,000 | $141,000 |
| Application Withdrawn By Applicant |
4 | $305,000 |
$76,000 | $200,000 |
$181,000 | $605,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
91 | $10,168,000 |
$111,000 | $633,000 |
$193,000 | $1,900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CENTENNIAL BANK OF THE WEST by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
