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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTERSTATE BANK WEST FL
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTERSTATE BANK WEST FL |
| Address | 6930 GALL BLVD
ZEPHYRHILLS, FL 33542 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 68 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,748,000 |
| Average Mortgage Loan Amount Applied For | $125,800 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $68,400 |
| Highest Applicant Income | $815,000 |
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| Home Improvement |
7 | $91,000 |
$13,000 | $26,000 |
$50,000 | $104,000 |
| Home Purchase |
41 | $6,282,000 |
$153,000 | $700,000 |
$77,000 | $815,000 |
| Refinancing |
20 | $2,375,000 |
$118,000 | $400,000 |
$69,000 | $183,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $559,000 |
$186,000 | $482,000 |
$14,000 | $26,000 |
| Hispanic |
1 | $100,000 |
$100,000 | $100,000 |
$84,000 | $84,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $434,000 |
$86,000 | $100,000 |
$0 | $0 |
| Not Provided |
2 | $135,000 |
$67,000 | $80,000 |
$0 | $0 |
| White |
57 | $7,520,000 |
$131,000 | $700,000 |
$83,000 | $815,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
67 | $8,682,000 |
$129,000 | $700,000 |
$70,000 | $815,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $66,000 |
$66,000 | $66,000 |
$183,000 | $183,000 |
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| Application Approved But Not Accepted |
1 | $45,000 |
$45,000 | $45,000 |
$26,000 | $26,000 |
| Application Denied By Financial Institution |
7 | $436,000 |
$62,000 | $124,000 |
$12,000 | $41,000 |
| Application Withdrawn By Applicant |
4 | $622,000 |
$155,000 | $400,000 |
$38,000 | $100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
56 | $7,645,000 |
$136,000 | $700,000 |
$82,000 | $815,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $392,000 |
$78,000 | $124,000 |
$6,000 | $30,000 |
| Debt-To-Income Ratio |
2 | $44,000 |
$22,000 | $41,000 |
$30,000 | $41,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTERSTATE BANK WEST FL by:
Metropolitan Area And
County
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