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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTIER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTIER BANK |
| Address | 600 E 84TH AVENUE
MERRILLVILLE, IN 46410 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,756 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $170,863,000 |
| Average Mortgage Loan Amount Applied For | $63,035 |
| Highest Mortgage Loan Amount Applied For | $1,003,000 |
| Average Applicant Income | $63,887 |
| Highest Applicant Income | $1,486,000 |
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| Home Improvement |
384 | $14,735,000 |
$38,000 | $400,000 |
$70,000 | $1,003,000 |
| Home Purchase |
942 | $119,174,000 |
$126,000 | $990,000 |
$73,000 | $746,000 |
| Refinancing |
524 | $49,176,000 |
$93,000 | $1,003,000 |
$76,000 | $1,486,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
20 | $5,594,000 |
$279,000 | $864,000 |
$175,000 | $488,000 |
| Black or African American |
96 | $7,454,000 |
$77,000 | $460,000 |
$57,000 | $894,000 |
| Hispanic |
115 | $10,977,000 |
$95,000 | $650,000 |
$60,000 | $247,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $153,000 |
$38,000 | $72,000 |
$52,000 | $91,000 |
| Not applicable |
20 | $1,565,000 |
$78,000 | $325,000 |
$0 | $0 |
| Not Provided |
102 | $8,811,000 |
$86,000 | $420,000 |
$82,000 | $306,000 |
| White |
1,493 | $148,531,000 |
$99,000 | $1,003,000 |
$74,000 | $1,486,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,766 | $173,483,000 |
$98,000 | $1,003,000 |
$75,000 | $1,486,000 |
| FHA-insured (Federal Housing Administration) |
84 | $9,602,000 |
$114,000 | $235,000 |
$44,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
178 | $17,196,000 |
$96,000 | $864,000 |
$68,000 | $250,000 |
| Application Denied By Financial Institution |
262 | $16,753,000 |
$63,000 | $450,000 |
$56,000 | $792,000 |
| Application Withdrawn By Applicant |
55 | $7,084,000 |
$128,000 | $576,000 |
$77,000 | $387,000 |
| File Closed For Incompleteness |
34 | $4,030,000 |
$118,000 | $400,000 |
$72,000 | $212,000 |
| Loan Originated |
1,220 | $125,667,000 |
$103,000 | $1,003,000 |
$80,000 | $1,486,000 |
| Loan Purchased By The Institution |
7 | $133,000 |
$19,000 | $34,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
94 | $12,222,000 |
$130,000 | $430,000 |
$50,000 | $213,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTIER BANK by:
Metropolitan Area And
County
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