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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRAL BANK IL
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRAL BANK IL |
| Address | 101 NORTH STATE ST PO BOX 89
GENESEO, IL 61254 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 382 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $34,478,000 |
| Average Mortgage Loan Amount Applied For | $123,000 |
| Highest Mortgage Loan Amount Applied For | $768,000 |
| Average Applicant Income | $81,095 |
| Highest Applicant Income | $454,000 |
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| Home Improvement |
21 | $569,000 |
$27,000 | $90,000 |
$71,000 | $140,000 |
| Home Purchase |
184 | $17,447,000 |
$94,000 | $360,000 |
$60,000 | $447,000 |
| Refinancing |
177 | $16,462,000 |
$93,000 | $768,000 |
$75,000 | $454,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $382,000 |
$127,000 | $136,000 |
$49,000 | $70,000 |
| Black or African American |
1 | $146,000 |
$146,000 | $146,000 |
$189,000 | $189,000 |
| Hispanic |
6 | $464,000 |
$77,000 | $152,000 |
$53,000 | $68,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $1,385,000 |
$115,000 | $290,000 |
$0 | $0 |
| Not Provided |
5 | $371,000 |
$74,000 | $115,000 |
$52,000 | $94,000 |
| White |
355 | $31,730,000 |
$89,000 | $768,000 |
$70,000 | $454,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
381 | $34,378,000 |
$90,000 | $768,000 |
$68,000 | $454,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $100,000 |
$100,000 | $100,000 |
$25,000 | $25,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $536,000 |
$107,000 | $200,000 |
$59,000 | $113,000 |
| Application Denied By Financial Institution |
38 | $3,224,000 |
$84,000 | $197,000 |
$42,000 | $111,000 |
| Application Withdrawn By Applicant |
4 | $513,000 |
$128,000 | $300,000 |
$81,000 | $174,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
335 | $30,205,000 |
$90,000 | $768,000 |
$71,000 | $454,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTRAL BANK IL by:
Metropolitan Area And
County
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