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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRAL BANK OF KANSAS CITY
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRAL BANK OF KANSAS CITY |
| Address | 2301 INDEPENDENCE AVE
KANSAS CITY, MO 64124 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 51 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,987,000 |
| Average Mortgage Loan Amount Applied For | $49,636 |
| Highest Mortgage Loan Amount Applied For | $351,000 |
| Average Applicant Income | $83,545 |
| Highest Applicant Income | $250,000 |
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| Home Improvement |
12 | $309,000 |
$25,000 | $80,000 |
$43,000 | $101,000 |
| Home Purchase |
7 | $549,000 |
$78,000 | $206,000 |
$68,000 | $250,000 |
| Refinancing |
32 | $2,129,000 |
$66,000 | $351,000 |
$66,000 | $200,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $32,000 |
$32,000 | $32,000 |
$34,000 | $34,000 |
| Black or African American |
9 | $395,000 |
$43,000 | $206,000 |
$51,000 | $250,000 |
| Hispanic |
6 | $149,000 |
$24,000 | $50,000 |
$69,000 | $200,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $165,000 |
$55,000 | $101,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
32 | $2,246,000 |
$70,000 | $351,000 |
$69,000 | $180,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
51 | $2,987,000 |
$58,000 | $351,000 |
$61,000 | $250,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $108,000 |
$108,000 | $108,000 |
$38,000 | $38,000 |
| Application Denied By Financial Institution |
5 | $124,000 |
$24,000 | $60,000 |
$40,000 | $83,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
45 | $2,755,000 |
$61,000 | $351,000 |
$64,000 | $250,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $29,000 |
$14,000 | $20,000 |
$63,000 | $83,000 |
| Debt-To-Income Ratio |
2 | $35,000 |
$17,000 | $25,000 |
$13,000 | $14,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTRAL BANK OF KANSAS CITY by:
Metropolitan Area And
County
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