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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRAL BANK OF MISSOURI
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRAL BANK OF MISSOURI |
| Address | 1601 S. LIMIT
SEDALIA, MO 65301 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 262 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,531,000 |
| Average Mortgage Loan Amount Applied For | $104,214 |
| Highest Mortgage Loan Amount Applied For | $497,000 |
| Average Applicant Income | $60,357 |
| Highest Applicant Income | $238,000 |
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| Home Improvement |
13 | $330,000 |
$25,000 | $160,000 |
$55,000 | $131,000 |
| Home Purchase |
146 | $13,572,000 |
$92,000 | $475,000 |
$42,000 | $238,000 |
| Refinancing |
103 | $9,629,000 |
$93,000 | $497,000 |
$63,000 | $238,000 |
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| American Indian or Alaskan Native |
1 | $129,000 |
$129,000 | $129,000 |
$204,000 | $204,000 |
| Asian |
1 | $140,000 |
$140,000 | $140,000 |
$41,000 | $41,000 |
| Black or African American |
1 | $166,000 |
$166,000 | $166,000 |
$64,000 | $64,000 |
| Hispanic |
9 | $642,000 |
$71,000 | $169,000 |
$43,000 | $96,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
69 | $5,673,000 |
$82,000 | $497,000 |
$0 | $0 |
| Not Provided |
5 | $208,000 |
$41,000 | $62,000 |
$145,000 | $238,000 |
| White |
176 | $16,573,000 |
$94,000 | $475,000 |
$68,000 | $238,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
234 | $20,856,000 |
$89,000 | $497,000 |
$52,000 | $238,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
22 | $1,883,000 |
$85,000 | $202,000 |
$35,000 | $62,000 |
| VA-guaranteed (Veterans Administration) |
6 | $792,000 |
$132,000 | $166,000 |
$49,000 | $67,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $603,000 |
$75,000 | $150,000 |
$35,000 | $58,000 |
| Application Withdrawn By Applicant |
3 | $261,000 |
$87,000 | $125,000 |
$25,000 | $34,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
251 | $22,667,000 |
$90,000 | $497,000 |
$52,000 | $238,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $292,000 |
$58,000 | $80,000 |
$28,000 | $55,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $104,000 |
$104,000 | $104,000 |
$43,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $150,000 |
$150,000 | $150,000 |
$58,000 | $58,000 |
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Mortgage Loan App Totals for CENTRAL BANK OF MISSOURI by:
Metropolitan Area And
County
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