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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRAL FLORIDA HEALTHCARE FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRAL FLORIDA HEALTHCARE FCU |
| Address | 5545 S. ORANGE AVE
ORLANDO, FL 32809 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 69 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,698,000 |
| Average Mortgage Loan Amount Applied For | $58,000 |
| Highest Mortgage Loan Amount Applied For | $315,000 |
| Average Applicant Income | $75,714 |
| Highest Applicant Income | $153,000 |
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| Home Improvement |
55 | $2,456,000 |
$44,000 | $233,000 |
$79,000 | $153,000 |
| Home Purchase |
1 | $162,000 |
$162,000 | $162,000 |
$81,000 | $81,000 |
| Refinancing |
13 | $2,080,000 |
$160,000 | $315,000 |
$68,000 | $123,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $100,000 |
$100,000 | $100,000 |
$65,000 | $65,000 |
| Black or African American |
7 | $331,000 |
$47,000 | $96,000 |
$62,000 | $84,000 |
| Hispanic |
8 | $654,000 |
$81,000 | $234,000 |
$45,000 | $63,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
16 | $561,000 |
$35,000 | $90,000 |
$79,000 | $147,000 |
| White |
37 | $3,052,000 |
$82,000 | $315,000 |
$86,000 | $153,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
69 | $4,698,000 |
$68,000 | $315,000 |
$77,000 | $153,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $30,000 |
$30,000 | $30,000 |
$89,000 | $89,000 |
| Application Denied By Financial Institution |
12 | $375,000 |
$31,000 | $50,000 |
$55,000 | $120,000 |
| Application Withdrawn By Applicant |
2 | $112,000 |
$56,000 | $90,000 |
$82,000 | $90,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
54 | $4,181,000 |
$77,000 | $315,000 |
$81,000 | $153,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $110,000 |
$36,000 | $50,000 |
$88,000 | $120,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
8 | $255,000 |
$31,000 | $50,000 |
$43,000 | $91,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $10,000 |
$10,000 | $10,000 |
$55,000 | $55,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTRAL FLORIDA HEALTHCARE FCU by:
Metropolitan Area And
County
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