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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRAL ILLINOIS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRAL ILLINOIS BANK |
| Address | 2913 W KIRBY AVE
CHAMPAIGN, IL 61821 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 46 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,440,000 |
| Average Mortgage Loan Amount Applied For | $42,428 |
| Highest Mortgage Loan Amount Applied For | $403,000 |
| Average Applicant Income | $66,071 |
| Highest Applicant Income | $261,000 |
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| Home Improvement |
21 | $564,000 |
$26,000 | $300,000 |
$48,000 | $127,000 |
| Home Purchase |
8 | $894,000 |
$111,000 | $403,000 |
$72,000 | $261,000 |
| Refinancing |
17 | $982,000 |
$57,000 | $168,000 |
$53,000 | $143,000 |
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| American Indian or Alaskan Native |
2 | $89,000 |
$44,000 | $60,000 |
$202,000 | $261,000 |
| Asian |
1 | $11,000 |
$11,000 | $11,000 |
$30,000 | $30,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $58,000 |
$11,000 | $17,000 |
$25,000 | $46,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
6 | $366,000 |
$61,000 | $300,000 |
$38,000 | $60,000 |
| White |
32 | $1,916,000 |
$59,000 | $403,000 |
$53,000 | $158,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
46 | $2,440,000 |
$53,000 | $403,000 |
$54,000 | $261,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $52,000 |
$17,000 | $30,000 |
$48,000 | $56,000 |
| Application Denied By Financial Institution |
24 | $1,455,000 |
$60,000 | $300,000 |
$44,000 | $261,000 |
| Application Withdrawn By Applicant |
5 | $669,000 |
$133,000 | $403,000 |
$69,000 | $158,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
14 | $264,000 |
$18,000 | $51,000 |
$67,000 | $143,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $19,000 |
$19,000 | $19,000 |
$60,000 | $60,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
13 | $525,000 |
$40,000 | $117,000 |
$51,000 | $261,000 |
| Debt-To-Income Ratio |
9 | $898,000 |
$99,000 | $300,000 |
$31,000 | $51,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $13,000 |
$13,000 | $13,000 |
$44,000 | $44,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTRAL ILLINOIS BANK by:
Metropolitan Area And
County
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