|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CENTRAL NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CENTRAL NATIONAL BANK |
| Address | PO BOX 3748
MARTINSVILLE, VA 24115 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 25 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,385,000 |
| Average Mortgage Loan Amount Applied For | $53,333 |
| Highest Mortgage Loan Amount Applied For | $358,000 |
| Average Applicant Income | $39,833 |
| Highest Applicant Income | $119,000 |
|
|
|
| Home Improvement |
17 | $307,000 |
$18,000 | $110,000 |
$40,000 | $78,000 |
| Home Purchase |
2 | $152,000 |
$76,000 | $112,000 |
$33,000 | $66,000 |
| Refinancing |
6 | $926,000 |
$154,000 | $358,000 |
$58,000 | $119,000 |
|
|
| American Indian or Alaskan Native |
2 | $116,000 |
$58,000 | $110,000 |
$69,000 | $78,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $74,000 |
$14,000 | $62,000 |
$35,000 | $65,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $40,000 |
$40,000 | $40,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
17 | $1,155,000 |
$67,000 | $358,000 |
$46,000 | $119,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
25 | $1,385,000 |
$55,000 | $358,000 |
$44,000 | $119,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $214,000 |
$35,000 | $100,000 |
$37,000 | $71,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
19 | $1,171,000 |
$61,000 | $358,000 |
$46,000 | $119,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $109,000 |
$27,000 | $62,000 |
$39,000 | $71,000 |
| Debt-To-Income Ratio |
1 | $5,000 |
$5,000 | $5,000 |
$31,000 | $31,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $100,000 |
$100,000 | $100,000 |
$37,000 | $37,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CENTRAL NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
