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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRAL NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRAL NATIONAL BANK |
| Address | PO BOX 340
POTEAU, OK 74953 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 115 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,513,000 |
| Average Mortgage Loan Amount Applied For | $90,666 |
| Highest Mortgage Loan Amount Applied For | $365,000 |
| Average Applicant Income | $91,500 |
| Highest Applicant Income | $511,000 |
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| Home Improvement |
12 | $394,000 |
$32,000 | $100,000 |
$94,000 | $511,000 |
| Home Purchase |
52 | $4,029,000 |
$77,000 | $365,000 |
$65,000 | $193,000 |
| Refinancing |
51 | $3,090,000 |
$60,000 | $165,000 |
$63,000 | $300,000 |
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| American Indian or Alaskan Native |
11 | $858,000 |
$78,000 | $225,000 |
$55,000 | $106,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $50,000 |
$50,000 | $50,000 |
$45,000 | $45,000 |
| Hispanic |
2 | $135,000 |
$67,000 | $78,000 |
$71,000 | $84,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
9 | $601,000 |
$66,000 | $250,000 |
$106,000 | $511,000 |
| White |
92 | $5,869,000 |
$63,000 | $365,000 |
$65,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
113 | $7,176,000 |
$63,000 | $365,000 |
$67,000 | $511,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $337,000 |
$168,000 | $250,000 |
$44,000 | $54,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
12 | $842,000 |
$70,000 | $250,000 |
$43,000 | $69,000 |
| Application Withdrawn By Applicant |
11 | $500,000 |
$45,000 | $150,000 |
$45,000 | $68,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
92 | $6,171,000 |
$67,000 | $365,000 |
$73,000 | $511,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $35,000 |
$35,000 | $35,000 |
$38,000 | $38,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $256,000 |
$42,000 | $87,000 |
$48,000 | $69,000 |
| Debt-To-Income Ratio |
4 | $446,000 |
$111,000 | $250,000 |
$36,000 | $68,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $105,000 |
$105,000 | $105,000 |
$49,000 | $49,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTRAL NATIONAL BANK by:
Metropolitan Area And
County
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