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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRAL PACFIC MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRAL PACFIC MORTGAGE |
| Address | 950 IRON POINT RD SUITE 200
FOLSOM, CA 95630 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 19,251 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,293,969,000 |
| Average Mortgage Loan Amount Applied For | $162,163 |
| Highest Mortgage Loan Amount Applied For | $7,975,000 |
| Average Applicant Income | $86,414 |
| Highest Applicant Income | $1,853,000 |
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| Home Improvement |
643 | $147,982,000 |
$230,000 | $2,000,000 |
$81,000 | $1,143,000 |
| Home Purchase |
10,108 | $1,959,860,000 |
$193,000 | $3,247,000 |
$102,000 | $1,740,000 |
| Refinancing |
8,514 | $2,189,643,000 |
$257,000 | $7,975,000 |
$101,000 | $1,853,000 |
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| American Indian or Alaskan Native |
74 | $12,873,000 |
$173,000 | $680,000 |
$112,000 | $423,000 |
| Asian |
741 | $210,202,000 |
$283,000 | $1,760,000 |
$122,000 | $1,268,000 |
| Black or African American |
1,319 | $252,200,000 |
$191,000 | $1,826,000 |
$91,000 | $1,073,000 |
| Hispanic |
3,105 | $732,678,000 |
$235,000 | $2,100,000 |
$93,000 | $1,740,000 |
| Native Hawaiin or Other Pacific Islander |
155 | $40,221,000 |
$259,000 | $944,000 |
$111,000 | $423,000 |
| Not applicable |
21 | $3,694,000 |
$175,000 | $528,000 |
$22,000 | $78,000 |
| Not Provided |
1,645 | $374,709,000 |
$227,000 | $3,247,000 |
$90,000 | $1,505,000 |
| White |
12,205 | $2,670,908,000 |
$218,000 | $7,975,000 |
$104,000 | $1,853,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
18,392 | $4,159,666,000 |
$226,000 | $7,975,000 |
$103,000 | $1,853,000 |
| FHA-insured (Federal Housing Administration) |
625 | $94,929,000 |
$151,000 | $462,000 |
$53,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
60 | $7,182,000 |
$119,000 | $335,000 |
$38,000 | $73,000 |
| VA-guaranteed (Veterans Administration) |
188 | $35,708,000 |
$189,000 | $411,000 |
$60,000 | $190,000 |
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| Application Approved But Not Accepted |
2,324 | $592,416,000 |
$254,000 | $2,020,000 |
$108,000 | $1,583,000 |
| Application Denied By Financial Institution |
2,448 | $576,766,000 |
$235,000 | $7,975,000 |
$110,000 | $1,853,000 |
| Application Withdrawn By Applicant |
2,228 | $428,483,000 |
$192,000 | $3,195,000 |
$82,000 | $1,204,000 |
| File Closed For Incompleteness |
590 | $170,915,000 |
$289,000 | $2,145,000 |
$132,000 | $1,740,000 |
| Loan Originated |
11,458 | $2,483,182,000 |
$216,000 | $2,625,000 |
$100,000 | $1,661,000 |
| Loan Purchased By The Institution |
203 | $42,207,000 |
$207,000 | $852,000 |
$76,000 | $780,000 |
| Preapproval Approved but not Accepted |
11 | $2,846,000 |
$258,000 | $609,000 |
$173,000 | $744,000 |
| Preapproval Denied by Financial Institution |
3 | $670,000 |
$223,000 | $417,000 |
$129,000 | $132,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTRAL PACFIC MORTGAGE by:
Metropolitan Area And
County
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