|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CENTRAL PACIFIC HOMELOANS
Mortgage Loans and Application Details
|
|
|
| Mortgage Company Name |
CENTRAL PACIFIC HOMELOANS |
| Address | 201 MERCHANT STREET #1700 HONOLULU, HI 96813 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,064 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $728,925,000 |
| Average Mortgage Loan Amount Applied For | $359,000 |
| Highest Mortgage Loan Amount Applied For | $3,800,000 |
| Average Applicant Income | $219,500 |
| Highest Applicant Income | $4,032,000 |
|
|
| Home Improvement |
47 | $16,951,000 |
$360,000 | $1,000,000 |
$137,000 | $480,000 |
| Home Purchase |
1,361 | $506,284,000 |
$371,000 | $3,800,000 |
$168,000 | $4,032,000 |
| Refinancing |
656 | $205,690,000 |
$313,000 | $2,000,000 |
$121,000 | $4,032,000 |
|
| American Indian or Alaskan Native |
3 | $1,142,000 |
$380,000 | $751,000 |
$47,000 | $72,000 |
| Asian |
876 | $299,812,000 |
$342,000 | $2,000,000 |
$132,000 | $1,768,000 |
| Black or African American |
48 | $18,434,000 |
$384,000 | $780,000 |
$129,000 | $388,000 |
| Hispanic |
68 | $21,441,000 |
$315,000 | $1,600,000 |
$102,000 | $438,000 |
| Native Hawaiin or Other Pacific Islander |
126 | $44,548,000 |
$353,000 | $1,000,000 |
$101,000 | $373,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
77 | $27,802,000 |
$361,000 | $3,800,000 |
$171,000 | $1,110,000 |
| White |
866 | $315,746,000 |
$364,000 | $2,410,000 |
$184,000 | $4,032,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,950 | $681,699,000 |
$349,000 | $3,800,000 |
$156,000 | $4,032,000 |
| FHA-insured (Federal Housing Administration) |
20 | $7,182,000 |
$359,000 | $544,000 |
$67,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
94 | $40,044,000 |
$426,000 | $626,000 |
$91,000 | $182,000 |
|
| Application Approved But Not Accepted |
2 | $660,000 |
$330,000 | $400,000 |
$214,000 | $262,000 |
| Application Denied By Financial Institution |
27 | $11,551,000 |
$427,000 | $3,800,000 |
$149,000 | $1,110,000 |
| Application Withdrawn By Applicant |
207 | $71,229,000 |
$344,000 | $1,600,000 |
$143,000 | $1,440,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,828 | $645,485,000 |
$353,000 | $2,410,000 |
$153,000 | $4,032,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CENTRAL PACIFIC HOMELOANS by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|