|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CENTREVILLE SAVINGS BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CENTREVILLE SAVINGS BANK |
| Address | 1218 MAIN STREET
WEST WARWICK, RI 02893 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 366 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $51,390,000 |
| Average Mortgage Loan Amount Applied For | $204,000 |
| Highest Mortgage Loan Amount Applied For | $550,000 |
| Average Applicant Income | $96,200 |
| Highest Applicant Income | $660,000 |
|
|
|
| Home Improvement |
74 | $6,060,000 |
$81,000 | $330,000 |
$73,000 | $217,000 |
| Home Purchase |
91 | $19,063,000 |
$209,000 | $500,000 |
$99,000 | $576,000 |
| Refinancing |
201 | $26,267,000 |
$130,000 | $550,000 |
$83,000 | $660,000 |
|
|
| American Indian or Alaskan Native |
1 | $80,000 |
$80,000 | $80,000 |
$36,000 | $36,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
6 | $845,000 |
$140,000 | $242,000 |
$66,000 | $113,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $938,000 |
$187,000 | $310,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
354 | $49,527,000 |
$139,000 | $550,000 |
$87,000 | $660,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
366 | $51,390,000 |
$140,000 | $550,000 |
$85,000 | $660,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
10 | $1,533,000 |
$153,000 | $400,000 |
$156,000 | $660,000 |
| Application Denied By Financial Institution |
29 | $4,551,000 |
$156,000 | $352,000 |
$68,000 | $152,000 |
| Application Withdrawn By Applicant |
17 | $2,219,000 |
$130,000 | $495,000 |
$78,000 | $180,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
310 | $43,087,000 |
$138,000 | $550,000 |
$85,000 | $616,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CENTREVILLE SAVINGS BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
