|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CENTRO HIPOTECARIO HATO REY
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CENTRO HIPOTECARIO HATO REY |
| Address | 305 AVE FRANKLIN D. ROOSEVELT
SAN JUAN, PR 00918 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 1,927 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $239,044,000 |
| Average Mortgage Loan Amount Applied For | $105,253 |
| Highest Mortgage Loan Amount Applied For | $972,000 |
| Average Applicant Income | $50,386 |
| Highest Applicant Income | $855,000 |
|
|
|
| Home Improvement (one-to-four family) |
1 | $139,000 |
$139,000 | $139,000 |
$73,000 | $73,000 |
| Home Purchase (one-to-four family) |
567 | $74,702,000 |
$89,500 | $972,000 |
$199,500 | $623,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
14 | $3,138,000 |
$224,000 | $491,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1,353 | $161,937,000 |
$119,000 | $796,000 |
$55,000 | $855,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1,912 | $236,672,000 |
$85,500 | $972,000 |
$199,000 | $855,000 |
| Information not provided by applicant in mail or telephone application |
15 | $2,247,000 |
$149,000 | $534,000 |
$138,000 | $312,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $117,000 |
$117,000 | $117,000 |
$32,000 | $32,000 |
| White |
7 | $880,000 |
$125,000 | $261,000 |
$74,000 | $177,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,792 | $225,452,000 |
$86,500 | $972,000 |
$202,500 | $855,000 |
| FHA-insured (Federal Housing Administration) |
126 | $12,251,000 |
$97,000 | $244,000 |
$33,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
17 | $2,213,000 |
$130,000 | $234,000 |
$42,000 | $74,000 |
|
|
| Application Approved But Not Accepted |
430 | $53,981,000 |
$125,000 | $680,000 |
$55,000 | $428,000 |
| Application Denied By Financial Institution |
397 | $44,264,000 |
$79,500 | $797,000 |
$196,500 | $410,000 |
| Application Withdrawn By Applicant |
34 | $3,427,000 |
$100,000 | $357,000 |
$38,000 | $213,000 |
| File Closed For Incompleteness |
1 | $50,000 |
$50,000 | $50,000 |
$80,000 | $80,000 |
| Loan Originated |
1,073 | $138,194,000 |
$128,000 | $972,000 |
$62,000 | $855,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
2 | $134,000 |
$67,000 | $109,000 |
$20,000 | $28,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
171 | $19,113,000 |
$111,000 | $728,000 |
$41,000 | $390,000 |
| Debt-To-Income Ratio |
94 | $10,370,000 |
$110,000 | $797,000 |
$49,000 | $410,000 |
| Employment History |
2 | $193,000 |
$96,000 | $138,000 |
$24,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $343,000 |
$68,000 | $118,000 |
$36,000 | $69,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
123 | $14,111,000 |
$81,500 | $700,000 |
$197,500 | $348,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CENTRO HIPOTECARIO HATO REY by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
