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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRUE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRUE BANK |
| Address | 310 S SCHUYLER AVE
KANKAKEE, IL 60901 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 389 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $48,942,000 |
| Average Mortgage Loan Amount Applied For | $208,682 |
| Highest Mortgage Loan Amount Applied For | $4,165,000 |
| Average Applicant Income | $88,048 |
| Highest Applicant Income | $525,000 |
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| Home Improvement |
18 | $357,000 |
$19,000 | $141,000 |
$44,000 | $265,000 |
| Home Purchase |
194 | $20,188,000 |
$104,000 | $1,200,000 |
$58,000 | $396,000 |
| Refinancing |
213 | $31,667,000 |
$148,000 | $4,165,000 |
$59,000 | $525,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $129,000 |
$129,000 | $129,000 |
$26,000 | $26,000 |
| Black or African American |
32 | $3,055,000 |
$95,000 | $300,000 |
$69,000 | $347,000 |
| Hispanic |
18 | $1,215,000 |
$67,000 | $163,000 |
$39,000 | $94,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $119,000 |
$119,000 | $119,000 |
$23,000 | $23,000 |
| Not applicable |
14 | $6,751,000 |
$482,000 | $4,165,000 |
$18,000 | $265,000 |
| Not Provided |
2 | $18,000 |
$9,000 | $15,000 |
$23,000 | $26,000 |
| White |
357 | $40,925,000 |
$114,000 | $3,300,000 |
$60,000 | $525,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
403 | $49,781,000 |
$123,000 | $4,165,000 |
$58,000 | $525,000 |
| FHA-insured (Federal Housing Administration) |
7 | $725,000 |
$103,000 | $185,000 |
$45,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
7 | $689,000 |
$98,000 | $170,000 |
$42,000 | $61,000 |
| VA-guaranteed (Veterans Administration) |
8 | $1,017,000 |
$127,000 | $223,000 |
$55,000 | $83,000 |
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| Application Approved But Not Accepted |
6 | $615,000 |
$102,000 | $209,000 |
$69,000 | $87,000 |
| Application Denied By Financial Institution |
62 | $5,191,000 |
$83,000 | $538,000 |
$41,000 | $232,000 |
| Application Withdrawn By Applicant |
143 | $15,790,000 |
$110,000 | $324,000 |
$61,000 | $347,000 |
| File Closed For Incompleteness |
36 | $4,419,000 |
$122,000 | $417,000 |
$55,000 | $144,000 |
| Loan Originated |
143 | $23,037,000 |
$161,000 | $4,165,000 |
$69,000 | $525,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $300,000 |
$300,000 | $300,000 |
$87,000 | $87,000 |
| Preapproval Denied by Financial Institution |
34 | $2,860,000 |
$84,000 | $260,000 |
$32,000 | $99,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTRUE BANK by:
Metropolitan Area And
County
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